In 2022, Millennials made up just 14% of all homebuying purchases, down from nearly 25% in 2021. Today, many young people are getting pushed out of the market by older wealthy home buyers. Luckily, people like the CEO of School of Whales Andrea Petersen are aiming to change the future state of the real estate market. In this episode, Andrea teaches us all about financial mindfulness and commercial real-estate crowdfunding - a niche industry that has exploded in recent years. She touches on how to navigate the current housing market and the dilemmas that millennials face when buying their first home. Andrea Petersen is a financial expert and real estate investor with a seasoned portfolio of investing experience ranging from commercial real estate to renewable energy, hospitality, banking, and just about everything in between. She is the Chief Financial Officer of The Cooper Precision Companies and the Co-Founder and CEO of School of Whales, a crowdfunding platform for commercial real estate which allows the public to get involved with real-estate projects that were previously inaccessible for as little as $500. In this episode, Hala and Andrea will discuss:  - Why millennials are not buying homes in 2023 - The JOBS Act and what it did for investors - Investing in REITS - School of Whales and its view on accessibility - How to make money with a purpose - What to look for in a crowdfunding source - Financial mindfulness - The comfortable slippers theory - How to teach finances to the younger generation - Good debt vs. bad debt - And other topics… Andrea Petersen is a financial whale with a seasoned portfolio of investing experience ranging from commercial real estate to renewable energy, hospitality, banking, and just about everything in between. After an initial career in banking, Andrea moved on to client relations, real estate credit analysis, and eventually treasury, where she managed substantial investment portfolios with mortgage-backed securities.  In addition to her role as Co-Founder and CEO of School of Whales, Andrea is the Chief Financial Officer of The Cooper Precision Companies, a multi-faceted organization with a focus on renewable energy, real estate, and hospitality. She is now also the Managing Partner of a creative restaurant licensing and operations company known as King Goose, which operates the Miami-staple, Pubbelly Sushi. Resources Mentioned: School of Whales: https://www.schoolofwhales.com/founders/ Andrea’s LinkedIn: https://www.linkedin.com/in/andrea-petersen/ Andrea’s Twitter: https://twitter.com/whalesfund Andrea’s Instagram: https://www.instagram.com/whalesfund/ Andrea’s Facebook: https://www.facebook.com/whalesfund Andrea’s Podcast Financially Blonde: https://www.schoolofwhales.com/podcast/ LinkedIn Secrets Masterclass, Have Job Security For Life: Use code ‘podcast’ for 30% off at yapmedia.io/course. Sponsored By:  Elo Health - Go to elo.health and enter code YAP for 50% off your first month More About Young and Profiting Download Transcripts - youngandprofiting.com   Get Sponsorship Deals - youngandprofiting.com/sponsorships Leave a Review - ratethispodcast.com/yap Watch Videos - youtube.com/c/YoungandProfiting Follow Hala Taha LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ TikTok - tiktok.com/@yapwithhala Twitter - twitter.com/yapwithhala Learn more about YAP Media Agency Services - yapmedia.io/