This episode is sponsored by Moneybox, the award-winning saving and investing app, helping more than a million people turn their money into something greater.

All right, guys, if you've been listening for a while, you know we've worked with Moneybox before.

And we're excited to be working with them again.

They've already helped over 100,000 people by their first home using a Moneybox lifetime ISA.

And that includes some of you listening right now.

And they can help you too.

If you're trying to save up for your deposit,

you need to check out the Moneybox Lifetime Issa.

It might help get you closer to your goal quicker than you think.

Here's how it works.

For every £4 you put in,

the government chucks in an extra one pound.

That's a free 25% government bonus on your savings, meaning up to a thousand pounds free towards your first home each year.

Imagine that. If you saved the maximum £4,000 annually, boom, an extra grant straight into your house fund every year.

It sounds unreal. I'm not going to lie.

Make your home buying dreams become a reality. Download the Moneybox app today.

Issa and tax rules apply. Government withdrawal charges may apply for stocks and shares

lifetime ISA, capital at risk. End of tax year deadlines for opening and contributing to products vary.

Are you hung over?

Yeah.

No, I'm ill though.

Oh, that's good.

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