3085: Emotions of Financial Independence by The Mad Fientist on Mental Health and Early Retirement

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Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 25 March 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3085: The Mad Fientist explores the unexpected emotional terrain of nearing financial independence, revealing how fear, procrastination, and questions of purpose often surface just as the goal comes within reach. With honesty and introspection, he shares how early action, not early retirement alone, may be the key to building a more meaningful and enjoyable life. Read along with the original article(s) here: https://www.madfientist.com/emotions-of-fi/ Quotes to ponder: "I’ve spent so many years building up my balances so the idea of actually taking money out is a bit frightening." "Has my procrastination been a way of keeping my dreams alive even though, deep down, I realize they are probably not attainable?" "Financial independence isn’t the solution to every problem but it does provide the freedom and flexibility to make changes that improve your life." Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hello Blue Skies. Hello moving onwards and upwards. Hello, taking control of your money. Say hello to tax-free investing. Open a Stocks and Shares ICER and act by the 5th of April to get 100 to 3,000 pounds cashback. Cargreaves lands down. Hello Life. Register and add or transfer £10,000 plus. You may go Lansdowne. Hello Life.
0:23.8	Register and add or transfer £10,000 plus.
0:25.4	You may get back less than you invest.
0:26.5	And tax benefits vary.
0:28.6	For terms and conditions, see hl.co.uk. UK, 4. slash ISA.
0:30.8	This episode is brought to you by Vanty.
0:33.6	Stressing over cyber security.
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0:54.3	Head to vanta.com slash Spotify to learn more.
0:59.2	This is Optimal Finance Daily.
1:02.1	Emotions of Financial Independence by the Mad Scientist of Mad Scientist.com.
1:10.0	As I enter my final year of full-time employment, the emotional challenges
1:16.0	of financial independence and early retirement are becoming evident. Faint concerns are slowly
1:23.2	growing into nagging worries. Self-doubt is beginning to emerge, and there seems to be an
1:30.1	ongoing battle between armies of excitement and apprehension. For many, the biggest worry associated with
1:38.7	early retirement is running out of money. This is actually not one of my concerns. In addition to trusting my investment
1:46.9	plan and my math skills, I'm confident I could earn money again someday if necessary. My lifestyle
1:54.5	will be flexible enough to handle unexpected circumstances, of which I'm sure there will be many. And my ability to earn income
	...

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