3087: [Part 2] Earn Like A Boss Spend Like An Intern by Chris of Keep Thrifty on Money Goals

Optimal Finance Daily - Financial Independence and Money Advice

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Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 27 March 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3087: Chris from KeepThrifty shares how living like a student during a well-paying internship taught him a powerful lesson: spending should be driven by values, not income. By focusing on tracking expenses, prioritizing long-term goals over short-term indulgences, and finding joy in low-cost experiences, he shows how financial freedom becomes more achievable - no matter how much you earn. Read along with the original article(s) here: https://www.keepthrifty.com/earn-like-a-boss-spend-like-an-intern/ Quotes to ponder: "Your spending can (and should) be independent of your income." "It’s not deprivation if you’re prioritizing something better." "That which gets measured gets managed." Episode references: The More of Less: https://www.amazon.com/More-Less-Minimalist-Living-Discover/dp/1601427964 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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1:00.8	This is Optimal Finance Daily. Earn like a boss, spend like an intern, part two by Chris of
1:08.0	keepthrifty.com. I had an eight-month internship during my time in college, and it was a great experience.
1:15.8	Beyond all the benefits of building my career, one of the best things that came out of it was
1:20.3	the financial environment.
1:22.3	I was making pretty good money, better than any hourly job I'd had in high school or over summer break. But even though
1:29.7	the money was coming in, I was still living on campus in the same environment I'd been in while I was
1:34.9	getting my degree. I hung out with the same friends, did the same activities, and lived roughly the
1:40.8	same lifestyle. By spending, like I was still a student, I ended up patting my bank
1:46.4	accounts quite a bit during those eight months. It didn't really hit me until years later
1:51.7	what the important lesson was here, but it's an eye-opener. Number one, your spending can and should
2:00.0	be independent of your income.
2:02.9	It's that simple. The fact that someone makes $100,000 doesn't mean they need to spend like they make $100,000.
2:09.8	Some people in this situation spend like they make $200,000. Others spend like they make $50,000.
2:16.5	Either way, there's a lot more choice in spending than what
	...

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