3097: Money Does Not Buy Better Habits AND Scared to Death of Death: The Important Things We Postpone by Joshua Fields Millburn

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 5 April 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3097: Joshua Fields Millburn challenges the belief that income alone leads to happiness, emphasizing instead the transformative power of daily habits and intentional living. He also addresses the importance of preparing for the inevitable, death, not to live in fear, but to experience greater peace of mind and clarity in the present. Read along with the original article(s) here: https://www.theminimalists.com/money-habits/ & https://www.theminimalists.com/death/ Quotes to ponder: "Once we earn $X, we quickly discover that the equation is broken." "A much better conductor of individual contentment, then, has little to do with money: our daily habits." "We needn’t be afraid, though just prepared." Episode references: LegalZoom: https://www.legalzoom.com/ WikiHow – How to Write a Will: https://www.wikihow.com/Write-a-Will Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hello Blue Skies. Hello moving onwards and upwards. Hello, taking control of your money. Say hello to tax-free investing. Open a Stocks and Shares ICER and act by the 5th of April to get 100 to 3,000 pounds cashback. Cargreaves lands down. Hello Life. Register and add or transfer £10,000 plus. You may go Lansdowne. Hello Life.
0:23.9	Register and add or transfer 10,000 pounds plus.
0:25.4	You may get back less than you invest.
0:26.5	And tax benefits vary.
0:28.6	For terms and conditions, see hl.co.uk. U.K.
0:28.6	4.S.
0:29.5	ESA.
0:30.1	Ready to launch your business?
0:31.7	Get started with the commerce platform made for entrepreneurs.
0:34.9	Shopify is specially designed to help you start, run and grow your business
0:39.0	with easy customizable themes that let you build your brand, marketing tools that get your
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0:54.6	Sign up for your $1 a month trial at Shopify.com slash setup.
1:00.8	This is Optimal Finance Daily.
1:03.8	Money does not buy better habits.
1:06.5	By Joshua Fields Milburn of the minimalist.com.
1:14.7	I'm not averse to earning money. That would be silly.
1:23.2	I am, however, much more concerned with outcome than income. A common mistake we tend to make is that we often assign money as our primary driver of happiness. If I made X, then I'll be happy.
1:31.1	Once this happens, though, once we earn X dollars, we quickly discover that the equation is broken.
1:38.4	There is, after all, a reason why most lottery winners end up broke. Bad habits.
1:45.9	Besides, there are plenty of miserable millionaires
	...

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