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The Rachel Cruze Show

4 Essential Expenses to Prioritize Despite Inflation

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.83.6K Ratings

🗓️ 5 February 2025

⏱️ 7 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan From the grocery store to the gas pump, we’re all feeling the squeeze of inflation one way or another! In this episode, learn how to afford four essential expenses without busting your budget.  Next Steps:  💵 Start your free budget today. Download the EveryDollar app!  🎥 Watch my video Home Upgrades That Are (and Aren’t) Worth the Money.  🍽️ Start saving time and money with my Meal Planner & Grocery Savings Guide.  Connect With Our Sponsors:  🏥 Learn more about Christian Healthcare Ministries.  🔒 Get 20% off when you join DeleteMe.  Listen to More From Ramsey Network:  🍸 Smart Money Happy Hour  🎙️ The Ramsey Show    💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💰 George Kamel  🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership    Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Well, it seems like there's a new headline about inflation every single day. And don't get me

0:10.1

wrong, we all feel the pain in the grocery store like when we go in. We know it is happening.

0:14.8

And we know that people are really, really struggling with this. But we only have control over

0:18.4

so much when it comes to our life. And sadly, the percentage

0:22.2

of inflation, like, we don't have control over that. But today I do want to talk about how to

0:26.3

afford four essential expenses, is what we call our four walls that are non-negotiables, even

0:31.8

during inflation. Now, before we jump in, make sure to subscribe and show this episode with a friend.

0:37.8

All right, first, let's clarify the four expenses that are non-negotiables for everyone.

0:42.8

That is food, housing, utilities, and transportation.

0:46.9

So let's go through each of these categories and find ways that we can beat inflation

0:51.3

because, let's be honest, we have to do all four of these.

0:54.0

All right, now let's go over some ways to beat inflation when, let's be honest, we have to do all four of these. All right.

0:54.4

Now let's go over some ways to beat inflation when it comes to food.

0:58.2

So number one, shop around for deals.

1:01.1

That may mean you hit multiple grocery stores, but you guys, deals are great when it comes

1:04.8

to coupons or bogo deals.

1:06.8

And finding, like, what you actually need and shop around those deals is so helpful.

1:11.4

And just know, like, what grocery store need and shop around those deals is so helpful. And just know,

1:16.7

like, what grocery store you walk into will determine how much money you pay. It's amazing.

1:20.6

So find those budget-friendly grocery stores, and when they have deals running, you're golden.

1:25.8

Next is to buy food that has more bang for your buck. So think about this. Like apples and and bananas are going to be relatively cheap in the produce section. And you don't always have to buy meat for every buck. So think about this. Like apples and bananas are going to be relatively cheap in the

1:28.0

produce section. And you don't always have to buy meat for every single meal, right? You can find

...

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