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ChooseFI

507 | Taking the Fear Out of Your Future | Ginger roundup

ChooseFI

Brad Barrett | Choose FI Media

Financialindependence, Investing, Firemovement, Passiveincome, Frugalliving, Personalfinancepodcast, Daveramsey, Careers, Business, Earlyretirement, Habits

4.8 • 5K Ratings

🗓️ 2 September 2024

⏱️ 72 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this episode: overcoming fears, the importance of community, community wins, reaching FI goals, and ripple effects.

This week Brad is re-joined by Ginger for another installment of the round-up, where we will be discussing topics such as new 529 plans, the importance of making connections within your community, and actionable steps for overcoming anxieties while on your FI journey! Additionally, it wouldn’t be a round-up episode without as well as shouting out some frugal wins from our wonderful community! While these episodes are not only a great way for us to give you personal updates and perspectives, it’s an even better way for us to highlight some of the tips and tricks you’ve picked up on your respective FI journeys!

🔑 Key Themes Discussed:

  • The psychological aspects of financial independence and overcoming fear.
  • Building a fulfilling life by focusing on fulfilling days.
  • Strategies for maximizing benefits from 529 plans.
  • The importance of community and connection in the FI journey.
  • Overcoming anxiety and embracing serendipity in life choices.
  • Practical steps for financial checkups and optimization.
  • Leveraging travel and experiences for personal growth and connection.
  • Exploring frugality and financial prudence in everyday decisions.

🕒 Chapters:

  • Introduction to the Episode with Brad and Ginger
  • Highlighting Community Wins and Stories
  • Embracing Challenges and Overcoming Fears in Personal Growth
  • Listener Voicemail – Updates on Reaching FI Goals
  • New Rules and Tips for 529 Plans
  • Frugal Wins of the Week
  • Big Financial Moves and Their Ripple Effects
  • Conclusion and Reflections on Building Community and Connection

Transcript

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0:00.0

Hey this is Brad. I wanted to jump in real quick with an update before we get started with the episode.

0:04.8

Two of my top three Traveler Awards Credit Cards right now are at what I believe to be their all time high bonuses.

0:11.7

So if you have a small business and you've been looking for a credit card,

0:16.2

the Inc. Business Preferred Card has the best bonus I've ever seen. So as I'm recording this on August 11th 2024 it has a 120,000 point bonus offer

0:26.3

after you spend 8,000 dollars in the first three months there is a 95 dollar annual fee and

0:31.2

for personal cards the Capital One venture card also has the best

0:36.4

bonus I've ever seen so it's a 75,000 mile bonus when you spend $4,000 in the

0:41.3

first three months but now Capital One is offering a $250 travel

0:46.4

credit in your first year that you have the card. So those points are actually similar

0:51.2

to the chase points that you get with Inc.

0:53.2

Business Preferred, these Capital One Venture Miles are now

0:56.9

transferable points.

0:58.6

So this is an incredibly, incredibly valuable offer. If you want to find more information about this go to

1:04.8

choose-of-I.com and on our travel rewards page you'll see my top 10

1:09.4

recommended travel cards these are number two and number three right now and when you use our

1:14.4

links to sign up for credit cards we do receive an affiliate commission so thank you for

1:18.7

your support it really means the world to us and now let's get on with the show.

1:23.0

Hello and welcome to Choose a Fy.

1:26.0

Today in the show I have Ginger joining me back for another roundup.

1:29.0

We lasted this just a handful of weeks ago in episode 502 that we called it making five fun again.

1:35.2

And these episodes feel honestly like a real joy to record. It's wonderful to talk all things

1:40.9

Fai with my good friend Ginger and to bring in your feedback. I think

...

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