Welcome to Point Me to First Class, the only show for employed professionals, entrepreneurs,

and business owners who are looking to optimize their higher than average expenses to travel the world.

I'm your host, Stephen Kimballimble and I believe that your expenses are your

greatest untapped asset if you know how to leverage them. Ready to dive into the world

of credit card points and miles so you can travel more, travel better, and travel often.

Let's get started.

Welcome back to the podcast, everybody.

Now if you've been in the Points and Miles world for more than a minute, you probably know that this is a game that is constantly changing.

New rewards cards get introduced, airline and hotel loyalty programs change, sometimes for the worse,

and points earning and redeeming opportunities come and go.

But one thing that has not changed in all my years of using points for travel is the importance of having transferable points.

And in fact, I think that anyone even moderately serious about this hobby should have access to at least one of the five major transferable points

currencies because of the value and the flexibility that these points offer.

But sometimes it can be hard to know which of the main five transferable points currencies, that is Amex Membership

Rewards Points, Chase Ultimate Rewards Points, City Thank You Points, Capital One Miles

or Bill Points will be most useful for you

or what the differences are between these points ecosystems,

their points earning cards,

and their unique points redemption opportunities.

So today we are going to be doing a deep dive into one specific points currency, the world of

chase cards and their ultimate rewards points, including an overview of the chase points earning

cards,

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