89. Young and Free: How Young Adults Can Fly Nearly Free with Points and Miles

Points Talk with the Travel Mom Squad

Alex, Pam and Jess

Places & Travel, Education, Society & Culture, How To

4.9 • 734 Ratings

🗓️ 13 August 2024

⏱️ 34 minutes

🔗️ Recording | iTunes | RSS

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Summary

Join us today as we dive into how young adults can kick off their journey with points and miles! We’re super excited to have Jess's stepdaughter, Ella, here to chat about her own experiences. Whether you're just starting out yourself or you're a parent wanting to guide your kids, this episode is packed with useful tips and real-life stories.

From Basic Banking to Chase Pro

Ella shares how she started with a simple Chase checking account and grew into a savvy credit card user. Listen in as she talks about her first steps, from her earliest credit card to mastering the rewards game with Chase, empowering her to both join family trips and venture out on her own.

Smart Credit Habits

We also tackle the essentials of using credit wisely. It's all about making sure that those nearly-free trips don't end up costing a fortune in interest later…

Ella’s Points and Miles Tips

Hear straight from Ella about her approach to cards, maximizing perks, and how she makes every point count towards amazing travels.

Hit play now to hear all about how you can turn your travel dreams into reality!

Links:

Links For All Things Travel Mom Squad: stan.store/travelmomsquad

Episode Minute By Minute:

0:00 - Kickoff: We introduce the focus on young adults starting their points and miles journey.
1:00 - Ella jumps in with her story, starting with her first bank account with Chase.
2:00 - We emphasize the need to handle credit responsibly—think of it like a debit card.
3:00 - Ella talks about her first credit card experiences and the steps she took to build a solid credit score.
5:00 - Discussion on the importance of having a banking relationship, especially with Chase, and how it helps with credit card strategies.
6:00 - Navigating Chase’s 5/24 rule and planning out your credit card applications.
7:00 - Tips on guiding young adults in their first foray into credit cards to ensure they understand their financial responsibilities.
10:00 - How Ella started really accumulating points and learning to save them for bigger rewards.
15:00 - Advice for parents on helping young adults manage their early high-reward credit cards.
20:00 - Ella shares her favorite trips paid for with points, including unforgettable adventures in Japan and Australia.
30:00 - Final thoughts on helping the next generation become savvy travelers through smart credit use.

Transcript

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0:00.0	Are you wondering how to get started with points and miles if you're a young adult with little
0:04.4	to no credit history? Or maybe you have kids that you'd like to help get started. Keep listening as
0:09.4	we dive into some tips for young adults who want to turn their travel dreams into reality with
0:14.3	the help of credit card points and miles. Welcome to Points Talk with the Travel Mom Squad.
0:19.9	We are three moms who've discovered how to leverage
0:22.3	credit card welcome offers to get hundreds of thousands of dollars of travel expenses for nearly free.
0:28.4	We've used credit card points of miles to take vacations to places like Hawaii, Paris, Greece, Maldives, Japan, and so much more.
0:36.3	And the best part, we each still have 800 plus credit scores.
0:40.5	Imagine being able to take the vacation of your dreams for nearly free. It's totally possible
0:45.2	and we're here to show you how. Hey, I'm Alex. And I'm Jess. Let's Talk Points. Today we have a very special guest joining us. My stepdaughter Ella is here
0:58.6	to talk all about how she got started in the world of points and miles as a young adult. She is 24 now
1:06.8	and she is racked up enough points and miles to be able to contribute to our family trips and
1:12.9	take trips of her own. So we thought it would be really helpful to walk through how she got
1:18.3	started for any of you who are a young adult or who have kids who are young adults and who
1:24.5	you are looking to get started with points of miles so ella welcome thank
1:28.4	you for being here thanks for having me okay so before we get into ella's story about how she got
1:35.3	into points of miles which i'm going to guess her introduction was jess oh yeah but before we get
1:41.4	into all that a few moment or a few caution items. First of all, if you're
1:48.5	introducing a young adult in your life into the world of points and miles, make sure you teach
1:54.3	them the responsibility that comes with using a credit card. Make sure that they are responsible
2:00.5	enough for starters to pay
2:02.4	off that credit card on time and in full each month. I know I have like, which I'll talk about
	...

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