If you're basing your portfolio withdrawals only on the 4% rule, then you're probably missing

something. And whether it's actually the 4% rule or guidance approach or anything else,

by focusing only on your initial withdrawal rate, you're missing the bigger picture.

In today's episode, I'm going to share with you a better approach.

This is another episode of Ready for Retirement.

I'm your host, James Knoll, and I'm here to teach you how to get the most of

life with your money.

And now, on to the episode.

When you retire, one of your biggest concerns is going to be where's income coming from.

Your paycheck goes away, your portfolio kicks in, and the way that you're going to start

pulling money out of your portfolio is likely based, at least to some extent, on some rules, some research.

It says, here's how much you can sustainably take from your portfolio.

The problem is, if you're just looking at that, ignoring everything else, you're probably

going to run in some roadblocks, and you're probably going to look back and say, oh my goodness, I made a mistake that was avoidable. That's what I want to share

with you today. How do you factor in other considerations so you can make the most of your portfolio

withdrawals in retirement? Before we hop in, as always, want to quickly highlight the review of the week,

though, and thank you for all of you who have left reviews, really helpful to get the show discovered by more people. And today, I want to highlight a review

this comes from username D-D-Maric. It says, five-star reviews is very informative. Lots of

useful information for getting the most out of your hard-earned retirement savings. I didn't know

what I didn't know before listening in.

D. Merrick, thank you for taking the time to leave that review. It helps me. It supports the show.

It supports others who are looking for great retirement advice. So thank you very much for doing so.

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