Best Cash Back Cards and How to Earn up to 20% Back on Everything

All the Hacks with Chris Hutchins

Chris Hutchins

Business, Education, Investing, Society & Culture, Places & Travel, Self-improvement

4.7 • 1.4K Ratings

🗓️ 12 February 2025

⏱️ 51 minutes

🔗️ Recording | iTunes | RSS

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Summary

#214: Chris reveals the top cash back credit cards in 2025 to maximize your rewards. He also goes deep on leveraging signup bonuses to earn up to 20% back on all your spending. Link to Full Show Notes: https://chrishutchins.com/cash-back-credit-cards-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards: Best Cards Page | Chris’ Credit Card Optimizer Tool U.S. Bank Smartly Visa Signature Credit Card Robinhood Gold Card Discover it® Miles card Bank of America® Unlimited Cash Rewards Credit Card Bank of America® Travel Rewards Credit Card Bank of America® Premium Rewards® Credit Card Bank of America® Premium Rewards® Elite Credit Card Business Advantage Unlimited Cash Rewards Mastercard® Credit Card Business Advantage Travel Rewards World Mastercard® credit card Alliant Credit Union Visa Signature Card Bank of America® Customized Cash Back Rewards Credit Card Citi Custom Cash Credit Card U.S. Bank Cash+® Visa Signature® Card Verizon Visa® Card Wells Fargo Autograph Journey Visa® Card Capital One Spark Cash Plus Capital One Venture X Rewards Credit Card Hawaiian Airlines ® World Elite Mastercard Bank of America Preferred Rewards U.S. Bank Real-Time Rewards How to Get Approved for Business Cards All the Hacks Podcast Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #136: Current State of Credit Cards Points and Predictions for 2024 with Sebastian Fung Membership Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:00) Quick Overview (04:12) The 4% Cash Back Card From U.S. Bank (08:01) Update on the U.S. Bank Altitude® Reserve Visa Infinite® Card (10:57) Robinhood Gold Card for 3% Cash Back (15:54) The Discover Card for Miles (17:57) Rewards on Bank of America Cards (20:33) Perks and Cons of Bank of America Cards (28:04) Alliant Credit Union’s Cash Back Card (32:19) Quick Comparison of the Cash Back Cards (33:26) Chris' Card Optimizer Tool (37:38) How to Value Points (39:07) Leveraging Credit Card Welcome Offers (41:15) All the Hacks Membership Perks (43:15) Chris' Analysis of Welcome Offers (46:35) The Big Final Takeaway Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	There are so many different credit cards that can help you maximize your rewards across dozens of spending categories,
0:09.0	but what if a single card could not only simplify your wallet, but also maximize your earnings?
0:14.0	Today I'm diving into the best single cashback cards that go way beyond earning just 2%.
0:20.0	There's so many new options, including cards
0:22.6	that earn up to 4% back on all your spending, so I'll break down the top contenders,
0:27.3	their pros and cons, and how to choose the right one for you. And then I'll throw a little bit
0:31.7	of a wrench in it all and tell you about an even better way to be earning 13% or more back on
0:37.4	all your spending. I'm Chris Hutchins.
0:39.7	If you enjoy this episode, please share it with a friend or leave a comment or review. And if you
0:44.2	want to keep upgrading your life, money, and travel, click follow or subscribe. Now, let's get
0:49.3	into it right after this. This episode is brought to you by Viori. Now, there are only a few brands I use almost every
0:58.2	single day, and Viori is definitely one of them. They make performance apparel that's
1:02.6	incredibly versatile, yet so comfortable. Everything is designed to work out in, but doesn't
1:07.7	look or feel like it at all. My personal favorites are the Sunday
1:10.9	performance joggers and the Stratotech teas and polos, but you also have to check out their
1:14.9	dream knit collection. It's so amazing, super soft, lightweight, and moisture wicking. You can wear
1:20.3	Viori for just about any activity, whether it's running, training, yoga, but it's also great
1:25.2	for lounging, running around town. And seriously, I wear their
1:28.2	meta pants and strato tech polos out for a nice dinner all the time. But Viore isn't just for men.
1:34.0	My wife is as obsessed with them as I am, and we both would agree that Viore is definitely an
1:38.8	investment in your happiness. And for our listeners, they're offering 20% off your first purchase,
1:44.0	plus free shipping on U.S.
	...

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