BTC221: Bitcoin Self-Repaying Mortgage Products w/ CJ Konstantinos (Bitcoin Podcast)

We Study Billionaires - The Investor’s Podcast Network

Stig Brodersen

Education, Investing, Business

4.6 • 3.6K Ratings

🗓️ 12 February 2025

⏱️ 59 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

CJ Konstantinos, founder of People’s Reserve, shares his journey into Bitcoin, the philosophy behind his company, and groundbreaking products like self-paying mortgages. Discover insights on Bitcoin-backed loans, navigating regulatory challenges, and the evolution of traditional banking in a Bitcoin-driven world. IN THIS EPISODE YOU’LL LEARN: 00:00 - Intro 02:06 - CJ Konstantinos’s journey into Bitcoin and the motivation to create People’s Reserve. 13:28 - How Bitcoin-backed loans work and their potential benefits. 14:40 - The innovative concept of self-paying mortgages and how they function. 15:37 - Insights into Bitcoin bonds and their role in solving economic challenges. 18:40 - The regulatory challenges People’s Reserve faces and strategies for compliance. 23:38 - How CJ envisions Bitcoin as the reserve asset of the internet economy. 41:21 - The evolving role of traditional banks as cryptocurrency adoption grows. 44:25 - Exciting developments in the Bitcoin ecosystem that could shape the future of finance. Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES CJ’s X Account. People’s Reserve Website. Check out all the books mentioned and discussed in our podcast episodes here. Enjoy ad-free episodes when you subscribe to our Premium Feed. NEW TO THE SHOW? Join the exclusive TIP Mastermind Community to engage in meaningful stock investing discussions with Stig, Clay, Kyle, and the other community members. Follow our official social media accounts: X (Twitter) | LinkedIn | | Instagram | Facebook | TikTok. Check out our Bitcoin Fundamentals Starter Packs. Browse through all our episodes (complete with transcripts) here. Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool. Enjoy exclusive perks from our favorite Apps and Services. Get smarter about valuing businesses in just a few minutes each week through our newsletter, The Intrinsic Value Newsletter. Learn how to better start, manage, and grow your business with the best business podcasts. SPONSORS Support our free podcast by supporting our sponsors: Hardblock SimpleMining Unchained Onramp Netsuite Found The Bitcoin Way Shopify Fintool Vanta PrizePicks Fundrise TurboTax HELP US OUT! Help us reach new listeners by leaving us a rating and review on Spotify! It takes less than 30 seconds, and really helps our show grow, which allows us to bring on even better guests for you all! Thank you – we really appreciate it! Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm

Transcript

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0:00.0	You're listening to TIP.
0:02.0	Hey everyone, welcome to this Wednesday's release of the Bitcoin Fundamentals podcast.
0:06.0	Boy, do I have a banger of a discussion this week with C.J. Constantinos.
0:11.0	CJ is the founder of the company People's Reserve, where he's getting ready to launch a loan product for people interested in buying a home,
0:18.0	posting some of their Bitcoin as collateral, in addition to the collateral
0:21.7	that the home already provides. But by doing this, you're able to significantly lower the interest
0:26.3	rate on the loan because you pose less risk to the lending provider. This is a fascinating topic,
0:31.5	and no one does a better job of explaining the mechanics behind it all than CJ. So without further
0:36.4	delay, here's my chat with the thoughtful CJ Constantinos.
0:43.9	Celebrating 10 years.
0:45.7	You are listening to Bitcoin Fundamentals by the Investors Podcast Network.
0:50.5	Now for your host, Preston Pish.
1:01.0	Thank you. Now for your host, Preston Pish. Hey, everyone, welcome to the show.
1:02.7	I'm here with CJ, and I'm pretty excited about this conversation because you're doing some pretty neat things, sir.
1:08.0	So welcome to the show.
1:09.4	Well, thank you so much for having me.
1:10.7	It's great to be here. I've been a longtime time fan of your work and I've learned a lot.
1:14.1	So it's kind of surreal for me to be on the other side of the screen here.
1:16.9	Oh my goodness. Thank you for that. C.J., I want to start off where we always start off
1:21.5	these conversations. Tell us to your Bitcoin story. Because before we get into these incredible things that you're working on and
1:28.2	building, sometimes it's helpful for people just to kind of hear your story.
1:32.0	How did you find it?
	...

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