Hello, ready to six sons and our host Jake Jino podcast, who my co-hosts, a multifamily mentor, the coach chef, the father, six, the best line off there.

The G-dadi.

Gino Barberian, how's it going?

Jake, I'm doing wonderful this morning. How are you doing,

brother? Always making it happen, big man. Today's guest is the co-founder and CEO of Verifaz,

an identity and financial verification platform that reduces underwriting and costs while

eliminating fraud. Hallelujah, a serial entrepreneur and angel investor.

He is an influential voice in the real estate and property management sectors.

So without further ado, Tim Ray, thank God, welcome the show.

How you doing?

Hey, Jens. Thanks for having me.

Nice to see you.

All right. Tim, let's get into this.

Please share with us your background and how you got started in business.

Yeah, so I'm a four-time founder.

I say I was luckily unemployable for the last 14 years.

So two startups, a couple exits, right off the gate, had a really successful in the e-commerce space.

Third startup was in, you guys remember the original area of like Groupon, group buying,

so I had a startup there sitting in my MBA class, had a Eureka moment in class.

Ten months later, sold the company to a media company for a couple million dollars in 10 months, which

was pretty quick.

Then I was in the subscription e-commerce space for six years, had a company called Carnivore

...