Debt Isn't The Problem - Your Mindset Is

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 24 March 2025

⏱️ 88 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Dave and Jade calls from 2024. Enjoy your week and we'll be back with a live show soon! Dave Ramsey & Jade Warshaw answer your questions and discuss: ‘Son asked me to bail him out of $200K tax debt’ 'Is it dumb to take out a business loan?’ ‘We've lost a ton of money with no end in sight’ ‘Do cost-of-living raises cause more inflation?' ‘I owe the IRS $100K with my ex-husband’ 'Is it wrong to build wealth?' Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Start your free budget today. Download the EveryDollar app! 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you. 🛒 Preorder Build a Business You Love Now at Ramsey Solutions 🤓 File your taxes with 100% accurate software that’s 20% of the price. Listen to more from Ramsey Network 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Hey guys, it's James Childs, producer of the Ramsey Show.
0:02.8	This week, Dave, and the personalities are living it up on the Ramsey Cruise,
0:05.9	so we've put together a compilation of some of our favorite calls and segments from the last year.
0:10.8	Regular shows are back next week.
0:12.5	Hope you enjoy. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create actual amazing relationships.
0:53.1	Jade Washaw, Ramsey personality personality is my co-host today.
0:56.7	I'm Dave Ramsey.
0:57.5	The phone number is AAA-825-5-2-2-25.
1:02.0	Jeff's in Indianapolis.
1:03.2	Hi, Jeff.
1:03.7	Welcome to the Ramsey Show.
1:05.7	Hi, Dave.
1:06.4	Pleasure to talk with you.
1:07.6	You too.
1:08.1	What's up?
1:09.6	My wife and I are in our early 70s.
1:12.0	My son lives about a mile from us.
1:14.5	He's in his early 40s.
1:16.0	He relocated back here to Indiana from California about 11 years ago from L.A.
1:21.0	where he was working in the music business.
1:23.4	And he was going to take over my insurance agency a few years, I retired about nine years ago.
1:29.5	So he did take that over.
	...

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