Don’t Let Panic Influence Your Financial Decisions

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 23 April 2025

⏱️ 88 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app Ken Coleman & Jade Warshaw answer your questions and discuss: "We are falling behind on Baby Step 2. Should we get a debt consolidation loan?" "How do we help my father-in-law get out of debt?" "Should we change our rate of retirement investing?" " I completely trashed my credit and now I can't find a place to rent," "Everyone is telling me to file for bankruptcy, what should I do?" "What should I do with my $200,000 inheritance?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today 🏘️ Find a Ramsey Trusted Real Estate Agent 💵 Start your free budget today. Download the EveryDollar app! Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey guys, this is Dave Ramsey from the Ramsey Show podcast.
0:03.8	If you're sick of money stress and tired of living paycheck to paycheck, we're here to help.
0:09.0	Check out our latest episode streaming now on Amazon Music.
0:19.6	Brought to you by the Every Dollar app.
0:21.9	Start budgeting for free today.
0:28.5	This is the Ramsey show where America hangs out to have a conversation about life, specifically your money, your profession, and your relationships.
0:39.2	Alongside the fabulous, incomparable Jade Warshaw, I'm Ken Coleman.
0:44.3	We're going to be together for you all today.
0:47.7	Jade will lead out on what to do with the money, and I'll help out on how to make more money.
0:52.7	So that's a good combo and we're excited
0:54.4	to have you with us. Triple-8-8-25-5-2-2-25 is the number. Triple-8-8-25-5-2-2-5.
1:02.6	You're ready to go, partner? Are you ready? Get all your vocal exercises.
1:07.0	Me, me, me. She's ready, folks. Aaron will start us off in St. Louis.
1:11.7	Aaron, how can we help?
1:13.7	Hi, guys.
1:14.2	I appreciate you taking my call.
1:15.9	I hope you guys are doing well today.
1:17.5	Yes, sir.
1:18.8	Brief and to the point, about a year, about last September, my wife had a major medical,
1:32.7	something happened medically that has left her to where she's on temporary disability.
1:33.5	Oh, I'm sorry.
1:35.5	Thank you.
	...

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