meta_pixel
Tapesearch Logo
CRYPTO 101

Ep. 611 Unlocking DeFi's Potential: Term Finance's Dion Chu on Transforming Crypto Lending

CRYPTO 101

Bryce Paul & Brendan Viehman

Business, Investing

4.6821 Ratings

🗓️ 23 July 2024

⏱️ 48 minutes

🧾️ Download transcript

Summary

In this episode of Crypto 101, Dion Chu, founder of Term Finance, shares his extensive background in traditional finance and how it shaped his approach to innovating within the decentralized finance (DeFi) sector. Dion discusses the challenges and volatility of current DeFi lending protocols and introduces Term Finance's solution: fixed-rate lending through a unique auction-based system designed to provide stability and predictability to both borrowers and lenders. The conversation delves into the advantages of blockchain technology in preventing the kinds of crises seen in traditional finance and how DeFi's transparency and automation could revolutionize lending practices. Dion also reflects on the broader implications for institutional involvement in DeFi and the potential for integrating real-world assets into blockchain frameworks, positioning Term Finance at the forefront of this transformative shift.


Get immediate access to my entire crypto portfolio for just $1.00 today! 

https://www.cryptorevolution.com/cryptnation-direct


Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling, and trading cryptocurrency today: 

https://www.cryptorevolution.com/free


Subscribe to YouTube for Exclusive Content:

https://www.youtube.com/@crypto101podcast


Follow us on social media for leading-edge crypto updates and trade alerts:

https://twitter.com/Crypto101Pod

https://instagram.com/crypto_101


Guest Links:

https://www.term.finance/


*This is NOT financial, tax, or legal advice*


Boardwalk Flock LLC. All Rights Reserved 2024.

 

▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

Fog by DIZARO https://soundcloud.com/dizarofr

Creative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 

Free Download / Stream: http://bit.ly/Fog-DIZARO

Music promoted by Audio Library https://youtu.be/lAfbjt_rmE8

▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬



Advertising Inquiries: https://redcircle.com/brands

Privacy & Opt-Out: https://redcircle.com/privacy

Transcript

Click on a timestamp to play from that location

0:00.0

All right, all you good, wonderful citizens of Crip Nation, welcome back to another action-packed episode of the Crypto 101 podcast.

0:19.9

I'm Bryce, as always, joined by Brendan. How are you doing,

0:23.4

man? Doing great, Bryce. Excited to talk a little bit more about the great world of defy.

0:29.5

Yes, the world of defy. It is great. It is confusing at times. It's overwhelming at times,

0:35.3

especially, you know, if you're just entering the market and you hear all these terms, they might throw you off. But we're actually bringing, and this is, that was not supposed to be a pun, we're bringing on the founder of term finance actually right now. Who's not going to use any confusing terms. He's going to boil it all down for us. It's going to be cryptoo 101 style. We've got Dion Choo, founder of term finance, joining us today to walk us through his protocol

1:00.5

and what he's building.

1:01.4

Dion, welcome the Crypto 101 podcast.

1:03.6

How are you doing today?

1:05.0

Thank you.

1:05.6

Very good.

1:06.2

Thanks for having me.

1:07.2

Very excited to be on the podcast, talk to your audience, and tell you guys a little bit

1:11.8

about term and, you know, my views on the state of lending in the defy markets. Yes, the defy

1:18.9

markets are crazy. The lending markets are crazy. And you actually worked, just to kind of catch up

1:25.2

the audience, you worked as a market maker in U.S.

1:28.8

Treasuries. So, you know, the most liquid market in the world, you were, you know, on the

1:34.0

sell side, you were working, I believe, with D.E. Shaw. Can you tell us a little bit about

1:40.0

your background and why you're the perfect guy to really nail the formula here for for defy

1:48.1

lending markets yeah absolutely so start from the beginning started my career after college

1:54.8

at d e shaw here in new york spent a couple of years there, but was interested in public policy. So decided to

2:03.9

move down to Washington, D.C., joined the Federal Reserve, Port of Governors, and the Division of

2:09.9

Monetary Affairs was there from 07 to 09, so bracketing the financial crisis. Wow. Certainly

...

Transcript will be available on the free plan in -207 days. Upgrade to see the full transcript now.

Disclaimer: The podcast and artwork embedded on this page are from Bryce Paul & Brendan Viehman, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Bryce Paul & Brendan Viehman and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.