Welcome to the Excel Stillmore podcast. I am your host Chris Emerson. It is my great pleasure today to announce to you a new and additional sponsor for our program.

Tyler Kane is a friend of mine and a brother in Christ, and he is a senior loan officer for Fairway Independent Mortgage.

Tyler and his team have extensive knowledge of the mortgage industry,

and their dedication has made them a trusted partner for many wonderful families.

Whether you're a first-time home buyer or looking to refinance

or talk about future home ownership goals,

Tyler and his team are here to guide you every step of the way.

We've included a link to their website in the show notes, or you can reach Tyler directly at

813-380-8487. Thank you so much for listening today. Let's get started.

Hey, welcome back today, so you make and tell from the title, it's just going to be a

really fun episode. So I'm starting off upbeat and jovial to set up what for me are the five

scariest minutes of my entire life. I think I've mentioned it in maybe an episode or two over the years.

It is a short event in my family's life that has left a lasting impression, and here in just a

minute, I'll set it up for you and share it. But on the very front end of this episode, I want to

invite you into a process with me that I'm readily admitting can be dangerous, and so we need to be

careful and kind of set some parameters for it. I want you to think back on scary moments, and they probably won't be

hard for you to recall. As we go through life, there are just things that happen to us or around us

that leave an unerasable mark. Maybe you got scared, maybe you panicked, maybe you were completely

out of control, maybe it's sorrow or loss. And if we could just hit the

delete button and erase those, in many instances, that's exactly what we would choose to do.

But for most of us, that isn't an option. These things stay fresh, even after years pass.

I think we get pretty good at telling them in the form of stories, since they're on our minds,

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