Hello, hello, everybody. Welcome back to another episode of Fluently Fixed, where we fix

your life 100%. Caput, kaput. If I answer your question, you're all done. It's all good.

Today is November 5th Election Day. Happy Election Day. Will it be a happy election night?

We don't know. So if you haven't voted yet, this is a great time to plug in those AirPods and walk on over. Go get your vote in. All right. Let's get to the four questions that we have today from people. Okay. Number one, they started it off and they said, I know you probably won't pick this one because it's a super bummer and

unknowable, but I don't know who else to ask. Okay, but it intrigued me. We continue. I am the only

financially independent adult sibling. My siblings who are both older than me can't hold a job,

and they still rely on asking our parents for money just to get through the month. Our parents barely have

an income

and very little savings. I have my kids in a tiny house and I'm a public employee. I'm not rich with

extra money just stable. I can't support them financially and our parents are old and won't be

around for loans forever. We also have no inheritance aside from debt. What do I do when they someday

start asking me for money that I don't

have? I don't want them to be homeless, but I simply cannot. Okay. You're right. This is a super

bummer, right? But it's a bummer for a reason because family is complicated and intricate

and so is money. And then you combine the two, you know, it just feels very hard

because it is. So while I don't have a script for you exactly on what to say to your siblings

or like how word by word the conversation should go, this is what I do know. You have anxiety

around this event that's going to happen in the future and you know it's coming.

And the bulk of the anxiety, I believe, comes from not having a plan.

And you're actually, here's the good news, you're actually in the perfect position right now because it's not a time crunch.

Like you said, your parents are old, but they're still

here. Your siblings will be asking you for money, but they haven't done it yet. So you're actually

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