From TradFi to Internet Finance: A New Era of Global Capital | Felipe Montealegre
Bankless
[email protected]
4.8 • 1.1K Ratings
🗓️ 2 April 2025
⏱️ 92 minutes
🧾️ Download transcript
Summary
Felipe Montealegre, co-founder of Thea Capital, joins us to unpack a new vision for global finance—what he calls the Internet Financial System.
Felipe makes the case that today's financial world still runs on siloed, permissioned databases—slow, expensive, and riddled with gatekeepers. But blockchains and smart contracts offer something radically different: a unified, open system where capital can move efficiently across borders and property rights are stronger than ever.
This episode is a must-listen for anyone wondering how crypto is building the financial infrastructure of the 21st century.
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TIMESTAMPS
0:00 Intro
5:29 Internet Financial Systems
12:03 Frictions in Financial Systems
20:33 Innovations in Internet Financial Systems
28:42 Server with Laws
40:02 Incompatibilities within Systems
50:17 Absence of Financial Laws
57:34 Potential of Finance in Crypto
1:09:59 Server Compatibility with Governments
1:16:18 Different Laws for Investing in Crypto
1:26:26 Building Protocols
1:29:52 Closing & Disclaimers
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RESOURCES
Felipe Montealegre
Internet Finance
https://x.com/TheiaResearch/status/1876618725547233417
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Not financial or tax advice. See our investment disclosures here:
Transcript
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| 0:00.0 | We don't have internet finance. We have finance inside the databases that communicate over the internet occasionally. |
| 0:06.0 | What we're seeing on the internet financial system is a lot more innovation and experimentation than we've seen in the legacy financial system over the last 30 years. |
| 0:18.0 | Welcome to Bankless, where we explore the frontier of internet money and internet finance. |
| 0:22.3 | Today on the show, we are going right to the heart of that exact subject. |
| 0:26.2 | The internet financial system is being built right before our very eyes. |
| 0:29.7 | It's not crypto. It's not blockchain. It's not defy. It's all of those things. |
| 0:34.5 | But the idea and the power behind all of those things are best expressed |
| 0:38.3 | as the internet financial system. |
| 0:40.3 | Today on the show I have Felipe Montioligre who is driving this idea forward. |
| 0:44.3 | The idea that we are all familiar with, but we need better words to express. |
| 0:49.3 | And Felipe has those words. |
| 0:51.3 | Bankless Nation, the episode that you're about to hear today will be how |
| 0:55.3 | the power of what we call crypto will be explained and expressed to the rest of the world. |
| 1:00.6 | For all the crypto natives out there, we all know how blockchains work, we understand cryptography, |
| 1:04.2 | we know Defi, but those are our words. And to help the world go bankless, we will need |
| 1:08.8 | new words. In order to help the 8 billion people go bankless, |
| 1:12.4 | it's not enough to try and bring them on chain. |
| 1:14.8 | For the vast majority of users, |
| 1:16.8 | we're going to have to bring the chain to them. |
| 1:18.9 | And they are not going to understand blockchain or tokens or whatever, |
| 1:22.3 | but they will understand internet finance. |
| 1:25.0 | On the episode with Felipe today, |
... |
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