Hey friends and welcome to the happy hour with Jamie Ivy Podcast.

I'm your host Jamie and I'm so glad you're here.

Each week on this show I invite a friend to join me and we chat about the big things in life,

the little things in life and the little things in life, and everything in between.

Hi friends and welcome to the happy hour. Hi friends and welcome to the happy hour. We are right in the middle of a series

called New Year Same You and today my friend Rachel Cruz joins us to talk about

finances.

Now, if you're anything like me,

finances are not fun to talk about.

They make you uncomfortable

and you wish they just didn't have to talk about numbers ever.

But Rachel has a different point of view and I think it's one that's going to be helpful for us.

Today on the show I ask her, hey, what is the best thing we can do for our money this year and what's the worst thing that we can do?

And one of our answers might surprise you, it surprised me just a little bit.

And then for all of

you parents I ask her what does it look like to talk to our kids about money? And on the

show today I rave again about their budgeting app that I got from Ramsey Solutions

maybe a year and a half ago my husband Aaron and I started

on this using this budgeting tool I love it so very much stick to the end and I have a

discount code for you at the end of the show but But guys you're going to love the conversation.

Here is my friend Rachel Cruz.

Hey Rachel, welcome back to the happy hour.

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