If you have $10 million or more in your investment portfolio, then you need to seriously consider

the investment strategy I'm going to be talking about today. And if you don't quite have $10 million,

I still want you to watch because there's some principles here that you can apply to any situation.

What I'm going to specifically do is walk through the five criteria to help you understand if this

specific strategy will work for you. So what I'm going to do today is, number one, go over

the strategy I'm talking about to show you how it works. Number two, show you very specifically

what the benefits are in very real tangible numbers. And then finally, number three, I'm going to

talk about the five criteria that you can look at to see will this strategy work for you. So let's jump

right in.

This is another episode of Ready for Retirement. I'm your host, James Cannell, and I'm here to teach you how to get the most of the life with your money. And now, on to the episode.

Let's start by comparing this to a traditional investment, and let's say the S&P 500. Now, with the S&P 500,

it's just an index. An index means you can't invest into it directly. What you do is you might

buy a mutual fund or an ETF that tracks the components of that index. For example, in the S&P 500,

there are 500 different companies represented in that index, and they're weighted based upon their market cap,

which means the bigger the company, the more of that index weighting that company is going to have.

So using the SMP 500 index as an example, going all the way back to 1926, the S&P 500 has returned about 10% per year.

Now you can see this graph right here that if you get 10%

per year, $1 turns to well over $14,000 over that time horizon. Now, I don't care if you have

$10, $10 million or $10 billion, a 10% annualized return is an incredible return. And if you

could get that long term, a lot of your goals you're

probably going to be right on track for. And here's the thing. As incredible as those returns are,

if you are investing outside of an IRA or 401k or Roth IRA, you can do even better when you

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