Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive into all things millennial finance, debt,

saving mindset, and how to have financial freedom to enjoy life in your 20s and 30s.

I want you to leave this podcast with more confidence around your Mula and the belief that

your biggest financial dreams are

possible for you.

So let's talk money.

Hello and welcome back to the Deeper Than Money podcast.

Today we are going to be talking about how to know if your spending is good or bad.

Let's get into it.

All right, we hear this talked about constantly and it is, oh, it's a bane of my existence. But let's, let's dive into it and really talk about what this looks like, what these narratives are, not only identifying what they

are and how often we hear them and all the things, but also identifying how they might have impacted us.

So we hear this talked about constantly, especially when it comes to bad spending habits, frivolous

spending habits. All of these negative, bad words are used to describe certain types of spending. Frivolous, bad, wasteful, wasting money,

like all of those things. So let's talk about it. I would say the most mainstream examples of this

would be like, you know, the avocado toast, like millennials can't buy a

house because they buy avocado toast or a latte or getting your nails done, you know, getting

your hair done, whatever it may be. And these are quite literally constantly talked about by financial by old school financial gurus who

use these things as an example of well here's why you can't get ahead with money you are bad with

money you make bad choices and you choose bad things to spend your money on. You choose frivolous things to spend

your money on. You choose wasteful things to spend your money on. And we're constantly fed this.

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