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Ready For Retirement

How to Travel the Country and Start Living Before Actually Being Fully Retired

Ready For Retirement

James Conole, CFP®

Investment Planning, Bonds, Education, Stocks, Cash, Business, Dividend Investing, Retirement Planning, Retirement, Investing, Tax Planning

5706 Ratings

🗓️ 31 December 2024

⏱️ 38 minutes

🧾️ Download transcript

Summary

LJ and Kelly share their inspiring journey of embracing a retirement lifestyle before fully retiring. Motivated by Kelly’s experiences as a physical therapist, witnessing many patients unable to enjoy retirement due to health issues, the couple prioritized travel and adventure. In 2021, they embarked on a year-long U.S. road trip, staying in Airbnbs for months at a time, visiting friends and family, and exploring cities deeply. They emphasize meticulous planning for finances, healthcare, and...

Transcript

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0:00.0

Today I talked to a couple who didn't wait until they were fully retired to start living the retirement lifestyle that people dream of.

0:05.0

That couple's name is L.J. and Kelly.

0:07.0

And they're an incredible example of what it looks like to start living now as opposed to waiting for some vague time in the future.

0:13.0

In our wide-ranging conversation, we talked about the logistics of traveling around the country for a year and seeing in different places for a month at a time.

0:18.0

We talked about the financials of doing so. We talk about Kelly's experience as a physical therapist, and now she met far too many people

0:23.7

who put off fun until retirement, but ultimately were too unhealthy to end up enjoying it. And finally,

0:29.1

we get their advice for what they would tell people who are looking to do the same things that

0:32.7

they have done. I hope you enjoyed today's conversation with LJ and Kelly.

0:40.4

This is another episode of Ready for Retirement.

0:44.6

I'm your host, James Knoll, and I'm here to teach you how to get the most of the life with your money.

0:46.8

And now, on to the episode.

0:50.8

I'm joined today by LJ. and Kelly.

0:52.2

L.J. and Kelly, thanks for being here.

0:53.7

Thanks for having us.

0:57.1

Very excited for our conversation for two reasons.

1:02.8

One, you've had a very interesting path to retirement, kind of from the standpoint that you didn't wait to retire until you started living like you were retired, specifically

1:06.3

with some cross-country travel.

1:08.4

And two, the nature of your work, being a PT, seeing some things that

1:12.3

really caused you think differently, I think, about retirement, both physically and mentally

1:16.3

and how do you best prepare for it. So we're going to dive in and I want to start with that.

1:21.8

So you traveled the country. Before, Kelly, you were formally retired. How long did you travel?

1:27.0

I ask, can you just give us a brief overview of what that looked like and what you did?

...

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