Hey, this is Daniel.

Thanks for listening to DIY Money.

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Welcome back.

Ladies and gentlemen, you're listening to another edition of DIY Money.

DiWan Money. DiA. Money.

Wachaken A. Howard.

That was crazy.

Not a lot.

I feel like we're nearing the end of the year.

We are rolling in it.

I basically count out the last six weeks of the year because once you hit Thanksgiving, it's

over.

Treadmell.

It's over.

And it's why it's so important, in my personal opinion, to start thinking about the

new year well in advance.

I have had so much positive feedback on the five Fs episode, which is fascinating to me.

Doesn't mean we're going to just become like a motivational guru podcast at all, but it is, I think,

critical in whatever you're doing, personal finances, health, fitness, whatever your, you know, silos are,

if you will. But you got to start early when looking at the new year because once Thanksgiving

...