I FIREd with Index Funds, She FIREd with Rentals: Which is Better (& Faster)?

BiggerPockets Money Podcast

BiggerPockets

Investing, Education, Business

4.6 • 2.9K Ratings

🗓️ 8 April 2025

⏱️ 38 minutes

🔗️ Recording | iTunes | RSS

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Summary

There’s no arguing that real estate and stocks are the two most proven ways to build wealth, but which one comes out on top in a race to FIRE? Stay tuned as we put these investment vehicles to the test and show you the fastest path to early retirement! Welcome back to the BiggerPockets Money podcast! Today, Mindy and guest co-host Amberly Grant are pitting real estate investing and stock investing against each other to determine which of these popular investments is most FIRE-friendly. The best part? They don’t exactly agree! First, Amberly will defend the position of real estate investing. From house hacking and live-in flips to out-of-state investing, there are several strategies you can use to create monthly cash flow, build wealth through appreciation, and save a fortune on taxes! Meanwhile, Mindy will defend her time-tested stock investing strategy. Along the way, she’ll share the many advantages of passive investing, compare 60/40 and 90/10 stock-to-bond investment portfolios, and show you the ideal portfolio mix for those who plan to retire on the 4% rule. YOU decide which of our financially independent hosts has the strongest case! In This Episode We Cover Real estate versus stocks (and which will help you FIRE faster) How YOU can “live for free” with the house hacking strategy Saving hundreds of thousands in taxes with the live-in flip strategy How to turn your rental properties passive by investing out of state The perfect stock portfolio allocation for retiring on the 4% rule And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-626 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Today, we are settling the ultimate investment showdown, real estate or stocks.
0:05.9	Which path will actually get you to fight faster?
0:13.6	Hello, hello, hello, and welcome to the Bigger Pockets Money podcast. My name is Mindy Jensen.
0:18.2	And today I am so excited to introduce you to Amberley Grant,
0:22.2	who is going to be joining me as my co-host while Scott is out on his paternity leave.
0:26.7	Amberly is a dear friend of mine.
0:28.2	She was featured on episode 449 of the Bigger Pockets Money podcast.
0:32.8	She is a fire fanatic too and has investing knowledge both real estate and money and both American and
0:41.0	Canadian because she is a dual citizen. She runs FinTalks, which is a Tuesday evening finance
0:47.7	discussion and she is going to be so great as a fill in for Scott. Amberly, thank you so much for
0:53.1	joining me today. Mindy, what an intro, thank you so much for joining me today.
0:55.2	Mindy, what an intro.
0:56.7	Thank you so much for having me.
1:04.3	I'm so excited to be spending this time with you virtually and helping you co-host the Bigger Pockets Money podcast.
1:07.8	I love all things finance and real estate.
1:14.5	It's just been something that I've enjoyed for the past, actively five years,
1:19.7	but passively by reading books since I was 15 years old. And I'm not going to say how old I am today because you guys can figure it out over time. But I'm a lot older than 15 years old now.
1:25.7	I'm going to put my best Scott voice on and tell you,
1:31.1	Bigger Pockets has the goal of creating one million millionaires. You're in the right place if you
1:35.4	want to get your financial house in order because we truly believe that financial freedom
1:39.4	is attainable for everyone, no matter when or where you're starting. Did I do that right, Mindy?
1:45.0	Scott's voice is a little lower, but otherwise, perfect. Excellent. Amberley, to start us off,
	...

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