It’s Not Too Late to Get Back on Financial Track

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 15 April 2025

⏱️ 89 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and George Kamel answer your questions and discuss: "Should I settle with the creditor who sold my repossessed car?" "How do I get out of my real estate investments?" "When can we spend money on a vacation?" "I'm 25 years old and $165,000 in debt," "I'm 64 with no retirement and I owe the IRS $70k," "Why do houses go up in value while cars go down?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🛒 Get your copy of Build a Business You Love today 💵 Start your free budget today. Download the EveryDollar app! 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today 💰 File your taxes with 100% accurate software that’s 20% of the price Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey guys, Dave Ramsey here.
0:01.4	Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour.
0:06.6	It's happening soon.
0:07.9	So don't wait.
0:09.0	Get your tickets at Ramsey Solutions.com slash tour.
0:20.5	Brought to you by the Every Dollar app.
0:22.7	Start budgeting for free today.
0:28.6	Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create actual amazing relationships.
0:46.5	I'm Dave Ramsey, George Campbell, number one bestselling author, host of the George Camel show, co-host of Smart Money Happy Hour, and Ramsey personality.
0:55.9	He is my co-host today. Open phones here at AAA 825-5-225. Big day, a lot of happenings around this show today
1:06.4	and give you a couple of heads up on that. We don't usually do that first thing off the block,
1:10.5	but I'm going to do it today. It is launch day for my brand new book, Build a Business You
1:16.0	Love, teaching small businesses the clear path through the five stages of business. We've worked
1:22.7	with 10,000 small businesses across America, and we are one. And we have survived 2008. We've survived
1:29.7	tariff wars. We've survived everything. And you have two, if you're fighting and scratching
1:35.0	out there running a business, it's hard. But we're going to give you the clear path on how
1:39.1	to get there. Build a business you love is launching officially today thank you for that congrats on the launch
1:45.1	dave well thank you and happy tax day perfect timing we needed some good news today someone said
1:50.0	did you do that on purpose and i went absolutely not uh but you know so anyway we're doing and uh amazon
1:56.7	music is now carrying the ramsie show and i have have been, they're in the podcast world now.
2:04.2	So if you haven't checked out that, be sure and do.
2:08.0	That's the way to go.
	...

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