BBC Sounds, Music, Radio Podcasts.

Hello, I'm Martin Lewis, and this is the cunningly named The Martin Lewis Podcast.

I do wonder what that's going to be about.

Now, usually much of it comes from my BBC Radio 5 live show with Adrian Chiles,

but don't worry, there's bonus money-saving tips just for you lucky, lucky podcast listeners.

Now, today's pod is serious,

important and urgent. The 5th of April is the last chance people have to top up missing

national insurance years from between 2006 to 2019. And these can add literally tens of thousands of pounds to the amount you will get in your

state pension. It is the most lucrative subject I'll talk about and is a must listen for

anybody between the ages of 40 and 73. It is going to be complex. I'm going to take you through it step by step, but it's absolutely

worth it. I'll be including how to check if you can get missing years for free, the impact of

contracting out, what happens if the state pension is means tested, how it interacts with pension

credit and more. There's also been big car finance mis-selling news,

which could bring millions more people into the chance of having a possible payout.

And this week's mastermind is all about how does tax work on joint savings accounts.

Let's get on with it. Play the theme tune.

I got meals. I got meals. Let's get on with it. Play the theme tune. And poor Martin Lewis is here and I say poor because he's croaking his coughing he's spluttering honestly you've you've come in anyway VCs have been one for less Martin

if it wasn't the main topic wasn't one that is very time sensitive and probably the most lucrative thing I've talked about in the last five years.

I would have taken the day off. But it's really important information and we need to do it quickly.

The big thing we're talking about today is the last chance to boost your state pension by tens of thousands of pounds.

I'm going to talk about car finance missetting too. I'm going to talk about savings for the

mastermind on the tax. But I think this will set up why it's so important today. I got this from

...