Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

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Oh, you listening to Mass.

Okay, so, Marie, I feel like every week I'm, like, thinking about, like, oh, what's, like,

I'm trying to think of, like, a bigger mess to, like, tell.

To talk to people about it.

Yes, but this one, it's going to be, it's going to be very small for you.

I don't know if it's going to be a big bang boom.

...