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Factually! with Adam Conover

Proof that Health Insurers Screw You Deliberately with T. Christian Miller and Patrick Rucker

Factually! with Adam Conover

Headgum

Comedy

4.42.2K Ratings

🗓️ 5 February 2025

⏱️ 80 minutes

🧾️ Download transcript

Summary

Health insurance companies aren’t in the business of keeping people healthy—they’re in the business of making money. And that means they’ll go to extreme lengths to deny valid healthcare claims, sometimes with devastating, even fatal, consequences for the people they insure. We all know the system is broken, but journalists T. Christian Miller and Patrick Rucker have uncovered just how deep the rot goes in their exposé Not Medically Necessary. This week, Adam sits down with Miller and Rucker to discuss their shocking findings and whether there’s any hope of escaping the nightmare of for-profit healthcare.

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Transcript

Click on a timestamp to play from that location

0:00.0

This is a headgum podcast.

0:05.0

I don't know the truth.

0:08.3

I don't know the way.

0:10.9

I don't know what to think.

0:13.6

I don't know what to say.

0:16.6

Yeah, but that's all right.

0:19.4

That's okay.

0:22.0

I don't know anything.

0:25.3

Hello and welcome to Factually.

0:27.0

I'm Adam Conover.

0:27.8

Thank you so much for joining me on the show again.

0:29.6

You know, some of the media were a little surprised when Luigi Manjone became a folk hero a couple

0:34.7

months back for murdering a health insurance CEO in cold blood.

0:38.7

I was not surprised.

0:39.7

It made a lot of sense to me because I was aware that the public, by and large, sees health care

0:45.0

executives as killers themselves, but not killers who work with guns, killers who work with

0:50.3

a pen behind a desk denying health healthcare claims to benefit their shareholders.

0:55.6

And that results in real harm to real people.

0:58.7

Now, the people who run our health care companies say, no, no, no, we don't deny claims

1:03.5

just to make a buck.

1:04.8

No, we're trying to make the system better and more efficient by denying fraudulent claims.

1:09.9

We're making healthcare more cheap and accessible for people with our pens.

...

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