Hello, hello, besties. Welcome back to another episode of Network in Chill with me, your host Vivian

to AKA your HBFF and your favorite Wall Street girly. And this week, I have a question for you.

Have you ever thought, ugh, I'm so bad with money, I'm guessing a lot of you have. And frankly,

I have to early in my 20s, I was not this, you know, big personal finance buff. I was just as

irresponsible with my money as the worst of them. I was spending all of it on tequila and going

outdresses and I hardly knew what a 401k was. But I want to establish that you are not bad with money.

I want us to reframe that as you're still learning how to manage your money better. Secondly,

I'm sure you're wondering, Vivian, okay, great, like words are just words. It's semantics. I'm still

not really in control of my finances. So why does it even matter what language we use? Well,

it's because psychology plays a very real role in how our brains work and also it determines a lot

of the decisions we make as it pertains to our finances. And I don't know about you guys, but my very

favorite class in high school was AP psychology. Well, all of the other classes like math and English

were all very, very basic and sure I can see the value. Psych was the first class where I was thinking

about the things that I was learning in the classroom and realizing that I could actually apply

them to my very own life. And I love that. I loved knowing why we thought the way we did and helping

to essentially fight against some psychological principles so that I could be a smarter,

more effective person. And today, I'm going to explain the psychology behind thinking smarter

and getting richer and what pitfalls to avoid in your own thinking to make sure that you make

better financial decisions. But before we get into that, I do want to say a quick thank you to our

partners at AG1. Since this episode is all about psychology and how to use your brain to combat

biases and be better with your money, I wanted to take a second and talk about how AG1 helps you

also be better with your finances while supporting whole body health. I gave AG1 a try because I

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