This is another episode of Ready for Retirement.

I'm your host, James Cannell, and I'm here to teach you how to get the most of the life with your money.

And now, on to the episode.

There's a story I like to tell, Larry, where I was meeting with a client who had done really well.

Both husband and wife had run successful businesses, sold the business, great people,

good amount of money, eight figure portfolio.

And we met.

And we went through some projections that said, look, you can live a pretty great retirement

if you want and still probably have a lot more money left at the end of your lifetime at

this current rate of spending than you have today, which, by the way, today is a lot more money left at the end of your lifetime at this current rate of spending than you have today, which by the way, today is a lot of money. And they're blown away.

And they said, oh my goodness, we can spend so much more. Look at these things we can do. I had no idea.

This is awesome. And in their minds, it's all these cool things we can do is now what they're

thinking about. And we had this meeting.

They were in Northern California.

I was in Southern California in San Diego.

And so we had this meeting virtually, but they happened to be in San Diego, I think it was a week after, a couple weeks after.

And so we got lunch, maybe a week after this meeting.

And we were at lunch and they shared a story.

I said, hey, James, you walked us through these projections. And we left that meeting high-fiving. So excited. Look at all these cool things we can do.

Then we took this trip down to San Diego and we were walking back to our hotel room. And we just had

dinner and we're getting to the hotel room. And there's, of course, the treat box. You know, there's the water bottles and the candy

and the stuff. And I was really feeling, he said, I was really feeling like having some M&Ms.

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