With Lloyds Bank ready-made investments, you choose a risk level that feels right for you,

from cautious to progressive.

Then you leave it to experts to manage the funds,

so you can invest your money without investing your time. You can apply and manage online

with internet banking or by using the Lloyds Bank mobile app. To get your

money moving, search Lloyds Bank, ready-made investments.

Capital at risk, internet banking customers only, account fees and charges apply.

Hello, Frank Skinner here.

As a youth, my idea of fun was to destroy an entire bus stop with a huge

lump of concrete then I discovered poetry now I sit peacefully at bus stops reading it.

If you're interested in personal progress, try Frank Skinner's Poetry Podcast.

A new series begins on January the 10th and then every Wednesday for all.

Ages, download it from wherever you get your podcasts.

With Lloyds ready-made investments, you choose a risk level that feels right for you.

From cautious to progressive, then you leave it to experts to manage the funds, so you can invest your money without investing your time.

You can apply and manage online with internet banking or by using the Lloyds Bank mobile

app.

To get your money moving, search Lloyds Bank ready-made investments.

Capital at risk internet banking customers only, account fees and charges apply.