Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you

can ditch your pesky credit card debt once and for all, make real progress on other crucial

financial goals that you've got, and just feel more in control of your money in general.

You know it. For money advice without the judgment and jargon, listen to How to Money on the

Iheart radio app, Apple Podcast apple podcasts or wherever you get your

podcasts hello and welcome to the short stuff i'm josh and there's chuck and jerry sitting in

for dave so it's short stuff you you basic person.

You call me bougie?

Yeah.

No, I'm not.

I wouldn't do that.

I think it's kind of a mean thing to say to somebody, at least in America.

In France, they're like, yes, you're right, thank you.

In America, it's a bit of a put down.

That's right.

And that's what we're talking about today.

We're talking about a word, bourgeois, B-O-U-R, G-E-O-I-S.

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