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The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 25 April 2025

⏱️ 90 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network. app George Kamel and Jade Warshaw answer your questions and discuss: "We're in the middle of a bankruptcy and now have $25k in home repairs," "Not having direct access to my savings scares me," "Is it okay to do my debt snowball out of order?" "How can I help my adult son and daughter buy homes?" "Should we pay down our house or wait until rates come down?," "Should I pay off my car or buy a hooptie?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🏘️ Find a Ramsey Trusted Real Estate Agent 💵 Start your free budget today. Download the EveryDollar app! 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey guys, this is Dave Ramsey from the Ramsey Show podcast.
0:03.8	If you're sick of money stress and tired of living paycheck to paycheck, we're here to help.
0:09.0	Check out our latest episode streaming now on Amazon Music.
0:19.4	Brought to you by the Every Dollar app.
0:21.7	Start budgeting for free today.
0:27.9	From the Ramsey Network, it's The Ramsey Show.
0:30.1	I'm Jade Warshot.
0:30.7	Next to me is your co-host, George Camel.
0:32.7	We're chopping it up with you, taking your calls about your life and your money.
0:36.7	So let's get right into it. George,
0:38.4	you ready to do this? I'm pumped. All right. Let's go to the phone lines, man. We've got Abby,
0:44.0	who's in Fort Worth, Texas. What's going on, Abby?
0:48.0	Hey, guys. Thanks for having me on today.
0:50.7	Welcome.
0:52.3	So I have, my husband and I are currently in the process of converting our Chapter 13 bankruptcy into a Chapter 7.
1:00.0	And we just found out a couple weeks ago that our home has some pretty expensive foundation repairs that could be necessary.
1:08.7	That could cost around $25,000.
1:12.0	And we don't want to go into any more debt for that.
1:15.1	So we're wondering if we should sell our home and rent in the meantime in order to kind
1:20.6	of restart our lives back after this bankruptcy.
1:24.4	Man.
1:25.2	So $25,000.
	...

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