Stop Watching the Market—Start Building Wealth

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 4 April 2025

⏱️ 86 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. George Kamel & Ken Coleman answer your questions and discuss: "I was scammed by a family friend and I'm afraid to trust anyone now regarding investing," "I can’t afford to invest 15%," "Should I open a traditional IRA for the tax benefits?" "Should I use a national debt relief plan?" 5 Tax Myths, "What advice do you have regarding budgeting for scheduled withdrawals?" "I can't afford to file bankruptcy..." Support Our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Sign up for a free training with our EveryDollar team! 🛒 Preorder Build a Business You Love Now at Ramsey Solutions 🤓 File your taxes with 100% accurate software that’s 20% of the price. 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you Listen to more from Ramsey Network 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	This is the Ramsey show where America hangs out to have a conversation about life, specifically money, your professional career
0:23.1	and your relationships.
0:26.1	AAA 8255-2-2-25 is the phone number.
0:29.1	AAA 8255-2-2-25.
0:32.6	Currently holding his stock position and sitting alongside me is George Camel. Welcome, pal. Can I be honest,
0:39.9	kid? I haven't even looked at my 401. I have no desire. It's a good decision. Good decision.
0:44.7	I'm riding it out. I'm Ken Coleman. We'll be with you together. We always have a lot of fun together.
0:49.1	George will take the lead on your money questions. I'll take the lead on your income questions.
0:53.9	That's what we want you to do.
0:55.1	And for heaven's sakes, let's address the elephant on the map. Not in the room, George.
1:00.3	We've just got to say, hold, hold, hold. Don't freak out. Chill out. Don't look at your 401k.
1:08.4	Don't look at the headlines today. Today's probably a good day to just play board games.
1:13.3	You know he's having a good day? All of the news outlets who are getting a lot of views from you guys.
1:17.4	Very excited. Very excited. All of your clicks and eyeballs going, oh my gosh, it's all coming down.
1:22.0	Yeah. Calm down. It's going to be okay. Calm down. You're not cashing out your retirement today. That's right. Leave it alone.
1:28.3	Just breathe.
1:29.3	Go find a hobby.
1:30.3	Keep investing.
1:31.3	It's going to be okay.
1:32.3	It's on sale.
1:33.3	Look at it that way.
1:34.3	It's been a while since it's been on sale and it's on sale.
	...

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