Well, hey, you guys. So the beauty of a new year is that it's built on a fresh start, right?

I mean, everyone feels like they have a clean slate. You're able to start something new.

But it's also another reminder that those student loans or any other debt, for that matter,

is still sitting there and you know you have to pay

interest on it and it's like oh it's not fun right you kind of feel that weight of the minimum payments

well if you feel that and you're like I need something to change you came to the right place because

we're going to talk about how to pay off debt in the fastest way possible in 2025 and stick

around because later I'll be sharing the one

kind of debt that some people don't even know they can get rid of. And if you haven't subscribed

yet to the channel, make sure you do that so you don't miss a future episode. All right,

so when it comes to paying off debts, there is a lot of debt out there that I want you to

pay off in order to build wealth. And this is everything from student loans, car is a lot of debt out there that I want you to pay off in order to build

wealth. And this is everything from student loans, car loans, credit card debt, personal

loans, helocks. I mean, there's so much out there. So when you look at paying off consumer

debt, this means everything but your house. So when you get all of that consumer debt,

I want you to write it all out to know, okay,

exactly how much you owe in each category. Next, let's talk about debt payoff and when that begins.

So when you start paying off debt, you first want to make sure that you have an emergency fund in

place. And so being able to have a thousand dollars saved is going to be your first goal

before paying off debt because you need, you know, some money in the bank if something comes up,

because it will to be able to cash flow those emergencies. Now, those are going to be smaller

emergencies because it's only $1,000. So if it's something bigger that you're going to have to pay,

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