I was talking to a client the other day, and this client has done a great job of saving and preparing for retirement.

They have all of their income needs met by Social Security. They have a multi-seven-figure portfolio, a few million dollars in their retirement portfolio.

They're perfectly squared away. They can meet all their retirement needs and then some.

This client recently done a home addition. They'd expanded their home, and they were talking about furnishing it.

Now, for our perspective, I think most of us would consider home furnishings more or less

an essential expense.

I'm sure you can live without it, but kind of essential, kind of something that you need

for a home, especially if you can afford it.

Now, I was talking to them about this, and they shared with me, they said, we're struggling with this because we don't want to waste money. Now, I'm going to

remind you, this client had a few million dollars in their portfolio, their social security needs

met just about all of what they needed to spend in retirement, they don't have a mortgage

on their property, yet they were struggling to furnish their home because it felt like a waste.

So I was thinking about this, and I wanted to record an episode, both with what I shared to

that client, as well as just higher level principles. Now, as we do this, today's episode has

very little to do with numbers. It's attached to numbers, but more so incidentally. This has

little to do with the actual numbers, the actual nuts and bolts of preparing for retirement.

And instead it has everything to do with our mindset and retirement.

This is another episode of Ready for Retirement.

I'm your host, James Cannell, and I'm here to teach you how to get the most of the life with your money.

And now, on to the episode.

In today's episode, may hit home with a lot of you. Some of you may not be able to comprehend

how anyone could think or feel some of these ways that we're going to be talking about, and that's

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