What It REALLY Means to Be Ramsey-ish

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.9 • 2.8K Ratings

🗓️ 6 March 2025

⏱️ 40 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a free personalized plan. If you’re debt-free but holding onto that Disney credit card, you might be “Ramsey-ish.” In this episode, find out what that means for you and your finances. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 📗 Order George Kamel’s new book, Breaking Free From Broke. 📚 Get Rachel Cruze’s Kids Book Bundle. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍹 Cranberry Fizz Mocktail Recipe: @holisticrendezvous 1 ounce cranberry juice 1/2 ounce rosemary thyme syrup Top with sparkling water Rosemary sprig (garnish) Ice (cranberry and rosemary) Instructions: Syrup: Combine all ingredients and bring to a boil. Reduce to a simmer for 10 minutes and then remove from heat. There should be about 3/4 cup liquid left. Strain and store in the fridge for about a week. Mocktail: Rim a lowball glass with maple syrup (or honey) and coarse sugar and fill with ice. Add all ingredients and top with fresh or frozen whole cranberries and a sprig of rosemary. Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Today we are setting the record straight on what it means to be Ramsey-ish.
0:10.4	I can't get on board with the debt snowball.
0:13.1	Highest interest rate first all the way.
0:15.8	Oh.
0:16.6	What's so bad about having a credit card if I pay it off every month?
0:19.8	I follow all the other rules.
0:26.8	Hey guys, I'm Rachel Cruz.
0:28.8	I'm George Camel.
0:30.5	And this is Smart Money Happy Hour.
0:42.0	Well, this is a show where two friends who happen to be many experts talk about what you're talking about.
0:44.6	So everything from pop culture, current events, and money.
0:49.0	We are setting the record straight on what it means to be Ramsey-ish.
0:50.8	And I have feelings, Rachel.
0:55.9	All right, George, before we dive into that and judge everyone, what are we, what are we sipping on?
1:01.1	We are sipping on a cranberry fizz mocktail that is, it's really dolled up.
1:01.8	Yeah.
1:04.1	I think if you like a mocktail, this one's going to impress.
1:05.5	So stick around until the end.
1:09.4	We're going to give you our rating and reveal the cost per glass at the end of the episode.
1:10.8	So great.
1:15.5	Okay, so George, when I say this line, what do you think of?
1:19.5	Oh, yeah, I follow Ramsey and I am debt-free.
	...

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