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The Rachel Cruze Show

What Your 7 Money Tendencies Say About You

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.8 โ€ข 3.6K Ratings

๐Ÿ—“๏ธ 3 March 2025

โฑ๏ธ 13 minutes

๐Ÿงพ๏ธ Download transcript

Summary

๐Ÿ“ˆ Are you on track with the Baby Steps? Get a free personalized plan. Some of us are natural savers and some of us (๐Ÿ™‹โ€โ™€๏ธ) are natural spenders. In this episode, find out what your money tendencies are, plus how to be the best version of your type. Next Steps: ๐ŸŽฅ Watch my video Money Habits You Need to Change Right Now (with Dave Ramsey ๐Ÿ“— Read my book Know Yourself, Know Your Money. ๐Ÿ’ต Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: ๐Ÿฅ Learn more about Christian Healthcare Ministries. ๐Ÿ”’ Get 20% off when you join DeleteMe. Explore More From Ramsey Network: ๐Ÿธ Smart Money Happy Hour ๐ŸŽ™๏ธ The Ramsey Show ย  ๐Ÿ’ธ The Ramsey Show Highlights ๐Ÿง  The Dr. John Delony Show ๐Ÿ’ฐ George Kamel ๐Ÿช‘ Front Row Seat with Ken Colemanย  ๐Ÿ“ˆ The EntreLeadership Podcast ย  Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Did you know that there are seven money tendencies that everyone has? Well, I wrote a book a few years

0:10.6

ago called Know Yourself, Know Your Money, and that is where I covered seven money tendencies that I

0:15.7

constantly saw people have. And again, these tendencies are actively affecting your ability

0:20.7

to build wealth, whether you realize it or not. And today, these tendencies are actively affecting your ability to build wealth,

0:21.9

whether you realize it or not. And today, I want to share those with you so that you can kind

0:26.6

of quiz yourself and figure out like, hey, where am I on this spectrum of like, is this, is this

0:32.3

like good? Is this bad? But listen, we all have room for improvement, but also we are naturally who we are and we're

0:39.2

going to celebrate that. But before we get started, be sure to subscribe to this channel and share

0:44.4

this episode with a friend. All right, to clarify, the point of this is to be intentional, not

0:49.9

judgmental. So there are some money tendencies that people have and they feel like, oh my gosh,

0:55.2

is this like a bad tendency to have or an okay tendency? And I don't think there's a right or wrong to

0:59.7

this. I think the extremes on either end can be unhealthy. So we're going to talk about, hey,

1:05.1

there are strengths, there are weaknesses. And all around, we can all grow when it comes to our outlook on money.

1:11.1

But yet we don't change who we are.

1:13.0

So we're going to talk all through it.

1:14.1

And then I'm going to challenge each type as we go and comment below as we go because I want to know which ones you relate to.

1:20.9

All right, the first money tendency, it's pretty, it's an easy one.

1:23.4

Spender versus saver.

1:25.4

So I just kind of need your reaction.

1:27.1

Where are you on the spectrum? Right? You have savers over here, spenders over here. Where are you? I'm naturally a spender. So if you're like me, a good challenge for us, is to prioritize savings. Now, we can start small with this, but if you are a natural spender, saving is going to be more difficult. So, again, putting something consistent in your life and in the rhythm of your budget to be saving is really important.

1:50.8

Now, savers, you don't get a pass.

1:53.4

Some people just like celebrate savers.

...

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