Hey guys. So what if I told you that you don't have to make New Year's resolutions this year?

Uh-huh. As I feel great, did I just free you? Well, listen, having goals, it is very important when

it comes to building wealth. But when it comes to achieving those goals, my hot take is that resolutions

aren't always the best way. So today we're going to unpack that. And I'll also share a step-by-step

plan that you can follow to achieve your money goals this year. But before we dive in, make sure to

subscribe, but share this episode with a friend. Let's get to it. So first, can we just take a minute and

appreciate the fact that fresh starts even exists? Yeah, listen, the new year just creates new

opportunity. It feels like a clean slate. It always feels like we can do something different this

year. I can change. Do something bigger and better. Like, there's just something refreshing

about a clean start.

So always remember, regardless of where we are on the calendar, it is never too early or too

late to make a change, but always, in the new year, it's a good time to start.

All right, let's jump in to my hot take on opting out of New Year's resolutions.

Okay. Resolutions are great. People do it all the time.

It's like, again, this idea of, okay, we're going to transform this part of my life and I'm going to,

you know, have a resolution out there. But in 2023, research showed that only 9% of Americans

completed their New Year's resolutions. Resolutions feel more just like a trend,

you know? It's like, oh yeah, we're just going to do that thing because everyone's doing it.

And it doesn't like stick. It doesn't stick. But what sticks are habits. And James Clear

always writes about this. I think it is so important is that he talks about you actually

becoming the person you want to be right now. So instead of

being like, oh yeah, I want to do this, you are the person that does that, right? And as the words of

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