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This is Optimal Finance Daily, Episode 2188. Big ticket items. What should you consider by Christopher Natario of ratracerunning.com.

And I'm your host and personal finance enthusiast, Diana Mariam.

I have a new author being featured today. I'll share more about Christopher right after the reading. So for now, let's get right to it and start optimizing your life.

Big ticket items. What should you consider by Christopher Natario of ratracerunning.com.

Before buying big ticket items, particularly a house or car, you'll need to consider the reason behind the purchase.

You also need to look into the lifestyle changes it will affect how you'll finance it and identify if it's the best time to buy.

As you finally enter adulthood, you'll find yourself wanting to buy big ticket items for yourself and your family, especially once you see your peers doing the same.

However, many reasons behind a purchase need careful consideration before plunging in.

So before buying your first, second, or succeeding big ticket items, there are things that require careful consideration and planning.

So don't be in such a hurry. What are big ticket items. Big ticket items are major or expensive purchases that may require a lot of cash.

The most common big ticket items are houses and lots, cars, expensive furniture and appliances and other similar things.

Some significant purchases, especially a house, a lot or a car, may require external financing and will tie you to a loan for a long time.

So before buying a big ticket item, you may look into some of these considerations.

Number 1. Why do you intend to buy this big ticket item?

In every decision, especially a major financial decision, you first need to establish the reason behind the purchase.

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