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Aware & Aggravated

29. How I Manage Money & Tips From Every Level

Aware & Aggravated

Aware and Aggravated

Self-improvement, Mental Health, Unknown, Education, Health & Fitness

513.2K Ratings

🗓️ 23 February 2025

⏱️ 41 minutes

🧾️ Download transcript

Summary

All the things I wish I knew sooner about finances & credit from each level I've been at. Also my tricks on a few things to maximize credit card points for free stuff. Very honest takes on debt that hurt, but help. 

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Transcript

Click on a timestamp to play from that location

0:00.0

Hi, friends. This is the finance episode. Everything I've learned the hard way about money and all my little tricks around everything to do with finances.

0:11.4

To preface this, because some people are going to get real upset because I don't play by the book.

0:17.2

Life has never played by the rules. so I learned to stop playing by them.

0:21.2

I'm not going to be talking about anything illegal, but I'm going to talk about all of the things from my financial life, from being broke dick to being where I am now, chilling, doing great.

0:32.5

So this is not me telling you what to do, kind of, but this is everything that I do and have done from

0:40.0

the start to now. And this is everything I wish I knew sooner. Fixing bad spending habits and

0:46.7

bad financial habits is harder than quitting drugs. From my own personal experience, I don't know

0:54.1

what it is. Getting money right in your

0:57.0

head is harder than quitting a substance. And I'm talking a lot of different ones, not the crazy,

1:02.2

crazy shit. Now you've never been on that hat. But finances are no joke. And it's so much more

1:07.6

emotional and so much more stressful than people think and like explain

1:11.9

online. So I'm going to tell you like from the core of it and also help you with the emotional

1:15.9

pieces of it. Because it's a pain. It's a weird comfort. Bad spending habits and bad relationships

1:21.5

with money is a comfort. And for me also, money and food, the way that I approach each one mirror each other.

1:31.0

So my eating habits got better when my money habits got better.

1:34.9

And it went the opposite way too.

1:36.6

The better I got with money, the even better my relationship to food got.

1:40.7

It's a weird thing about restriction.

1:43.0

And when to spend, when to eat, when to

1:46.3

not, you know, when to save, all that shit. So let's do this. Let's jump into it. I made a big list

1:51.2

of everything. So we have like five areas I'm going to hit. I'm going to talk about debt first.

1:57.4

I'm going to be real with you. And I'm going to hit you in the chest a little. It's okay. You be fine.

...

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