7 Things I Do When I Get The Urge To Impulse Spend

Deeper Than Money

Chloe Elise

Finance, Debt, Millennial, Credit, Investing, Saving, Business, Freedom, Mindset, Millionaire, Budget, Money, Loans, Relationships

5 • 803 Ratings

🗓️ 15 April 2024

⏱️ 26 minutes

🔗️ Recording | iTunes | RSS

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Summary

In this weeks episode Chloe talks about the difference between spending and impulse spending. She talks about the steps she takes when she has the urge to impulse spend as well as how to decide if a purchase is in alignment. Learn more about and apply for The Wealth Accelerator: https://docs.google.com/forms/d/e/1FAIpQLSdBp_6SAOK1Tk4BBKdozLsK2-ySvVLDZzSune1JEeGSFiPqxA/viewform

Transcript

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0:00.0	Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money
0:11.3	coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you
0:17.2	that finances can be fun and easy. On the Deeper Than Money podcast, we will dive into all things millennial finance, debt,
0:25.9	saving mindset, and how to have financial freedom to enjoy life in your 20s and 30s.
0:31.7	I want you to leave this podcast with more confidence around your Mula and the belief that
0:36.6	your biggest financial dreams are
0:38.2	possible for you. So let's talk money. Today we're going to be talking about Hello and welcome back to the Deeper Than Money podcast.
0:56.4	Today we're going to be talking about seven things I do when I get the urge to impulse spend.
1:03.8	And it's so funny even writing basically that title because I really don't get that urge to impulse spend very often anymore
1:16.8	because this process that I'm basically going to talk you through just happens subconsciously now.
1:24.4	And I don't have to like walk myself through these steps to stop impulse
1:30.8	spending from happening. Because again, impulse spending is not the same as spending on extra
1:38.6	things. Impulse spending is not the same thing as buying a cute outfit or getting something from Amazon
1:47.4	or whatever else. And I feel like so often, especially for women, this idea of impulse spending
1:54.9	is often tied to more feminine leaning things. Right. It's like impulse spending, oh, I saw this adorable workout
2:03.1	set and I wanted to get it. Oh, why am I, you know, I need to figure out my spending. I'm so bad,
2:08.5	blah, blah, blah. And what happens is we end up tying in this negativity to all of our spending
2:15.4	because we are so concerned or worried or maybe we've seen in the past
2:21.6	that we've impulse meant, but we kind of loop everything together. So the first thing that I want
2:25.7	to make very, very clear is that you are allowed to spend. Spending isn't bad. And one of the very reasons why I created this company, and particularly
2:39.6	one of the biggest reasons I created Wealth Accelerator, which is our 12-week program on how to use
2:45.9	strategy over-sacrifice to get ahead with money, build wealth pay off to save all the things.
	...

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