Everyone's financial situation is different. But whether you are a CEO of a company or an hourly employee,

there's one cost that everyone has, and that is the cost of living. So today I'm going to share

eight ways to lower the essential costs in your life and in your budget so that you have more margin and more peace with your money.

All right, before we dive in, make sure to subscribe this channel and share this episode with a friend.

Okay, so really your essential costs, I consider your four walls, which is food, shelter, utilities, transportation.

So when you look at these utilities, it's going to be, you know, things to keep your house running. Housing is going to be rent or mortgage. Transportation is

making sure that you have transportation for where you need to go, whether that's a car,

making sure you have maintenance and gas and all the things, or maybe it's public transportation.

And then we have food. And food, again, you, obviously, it's a need. But I'm not talking about, like,

extravagant going out to eat all the time, but just like your basic food, groceries, what you need

to survive. Those are the things that everyone needs in the world today. So let's talk about

cutting some costs. For utilities, let's start there. Number one, cut or combine streaming

services. So this is one part of your bill that you're going to see every single month. And for many of us, you kind of just keep adding on subscription. So take a moment and be like, hey, what do we actually watch? And if we only watch like one show on one thing, maybe we can eliminate it for a few months and that's going to save us some money. So again, combining some of these services or cutting them is going to be your best bet. Number two is reduced

utility usage. So when you think about your water, for instance, right, taking some shorter shower,

or when you're brushing your teeth, turn off the sink. Think about electricity. Like, if you have

lights on all the time, you're going to be paying

for that. So maybe turning off some lights, adjusting the thermostat when you're not home.

So there's some elements here that is going to get money back in your pocket when it comes to

your utilities. And if you pay for any of your utilities online, an easy way to save yourself

from losing money is to protect your online privacy

from hackers. And this is one reason I love Delete Me. Delete Me is an incredible service that goes in

and removes your data because so much of your data you don't realize is out on the internet.

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