4.8 • 3.6K Ratings
🗓️ 2 April 2025
⏱️ 7 minutes
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0:00.0 | So can we talk about the fact in high school you learned the square root of pie, |
0:09.9 | but we don't learn how to budget our money? |
0:13.1 | Yeah, because it's amazing that it's like this knowledge that we really don't use in the real world. |
0:17.7 | We're taught, which I understand. |
0:18.9 | It's a good thing. |
0:19.6 | But also the things we need to know, we weren't always taught as kids and as teenagers. And so today I want to |
0:26.6 | offer a little bit of a crash course on five financial lessons that everyone should learn in |
0:31.2 | school. So before we get started, make sure to subscribe and share this episode, maybe with |
0:35.1 | your high school BFF. You know, why no? All right, the first |
0:38.2 | lesson we all should have learned before graduating from high school is how to budgets. I mentioned |
0:42.2 | that earlier, but it is so true. A zero-based budget is your income for the month minus all of your |
0:46.8 | expenses equals zero. And that includes some giving and saving there as well. But actually like |
0:51.6 | going through and just saying, hey, here's how to do a zero-based budget is so crucial. But granted, we're like not taught it. And if your parents didn't bring you |
0:58.7 | into any conversations, you have no idea how much lights and water are. So getting a realistic |
1:03.5 | expectation of life is so important. And Ramsey's most recent survey, the state of personal finance, |
1:10.4 | the research that we did, we found that saving |
1:12.5 | money was the top New Year's resolution for Americans. So if that's the case for you, a budget |
1:19.4 | is going to help you do that. So in my house, we use every dollar, which is an incredible budgeting |
1:24.1 | app and helps you so much when it comes to this concept of budgeting. |
1:28.8 | So if you find like, okay, I would need to learn how to just budget because I didn't learn |
1:31.8 | that in high school or I need to save some money or I have other goals. |
1:35.1 | Again, a budget is your best friend. |
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