I am a firm believer that we should not live in fear. But let me tell you, lately there have

been some money scams circulating that I think we should all be aware of. So we're going to talk

about eight common financial scams that you need to watch out for. So first, make sure to

subscribe to the channel and share this episode with a friend. Number one, your bank contacts you and says there's a

fraudulent charge. So this happened to me, actually. They texted me and was like, oh, you have

a fraudulent charge from Best Buy in California. And I was like, huh, oh no. They said, is this your

account? And I said, yes. And then I get a call. And when I called me from some number, I was like, hmm, it didn't even say like my bank's name at the top. So I was like, I think this is a scammer. So I called and I said, okay, can I have your name? Because after a while, they were like, oh, hi, Ms. Cruz. You know, we're calling from such and such bank. You know, we saw this fraudulent charge. We need to verify that this is your account. And I said,

okay, can I get your name so that I can call the bank back and verify that it's actually the bank

calling? And so I asked the young man on the phone to spell his name. And he said, F you. And then proceeded to say the actual word to me.

And I screamed.

I was like, oh my gosh.

So I was a skimmer that I caught, that I caught.

So listen, I never, ever trust text messages, even emails, you guys.

So if anything has to do with your bank and your account, always call the bank directly.

Even if they send you a phone number to call,

don't do it. Call the bank directly. Like, Google it yourself, find the number. They are so good.

They are so good at getting your account information, scaring you that like, oh, no, something's

wrong with your account, and you freak out. So verify that it is your bank. So big. Okay,

number two, this one is crazy,

but the scam is that the police threatened to arrest you because you didn't pay a fine.

So a warrant, quote unquote, is out for your arrest, and there's going to be cops that are going

to be coming to your house to arrest you. And this could be everything because you didn't pay

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