Hi and welcome to the Deeper Than Money podcast. I am your host, Chloe Elise. I'm a millennial money

coach speaker, dog mom, and a seven on the enneagram, and I am on a mission to prove to you

that finances can be fun and easy. On the Deeper Than Money podcast, we will dive into all things millennial finance, debt,

saving mindset, and how to have financial freedom to enjoy life in your 20s and 30s.

I want you to leave this podcast with more confidence around your Mula and the belief that

your biggest financial dreams are

possible for you. So let's talk money. What the heck is? What the heck is Hello and welcome back to the Deeper Than Money podcast.

What the heck is up?

Let's freaking talk.

It's been a minute.

So let's dive right into it and really just get back into the holiday spirit of podcasting. Get into the spirit of podcasting. It has been a minute.

We have here at Deeper the Money had a lot of things going on in the background. And if I'm being

honest with you, I have so many podcast ideas all written down and ready for me that I just simply have not

recorded and have not released yet. So I'm going to do it. I'm going to get back on the grind

and so I can get these podcast ideas out into the world and we can talk about

him. So let's get into what we're going to talk about today. So a couple weeks ago, I kind of got

sick a little bit. I wouldn't say sick to the point where I was like really down bad, but kept waking up

consistently like every day for like a week straight, just not feeling fantastic. I also was having

not great allergies, at least here in Kansas City. The last like November especially, it was like 70 degrees. And then the next day

it was like 30 degrees and rainy. And then the next day it would be like 60 and sunny. And then it

would be cold in 20 degrees. And when the climate changes so drastically like that day to day,

for some reason, my allergies just double-decker, give me the

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