Face Debt Head-On Before It Destroys Your Family

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 28 March 2025

⏱️ 89 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show hosts are on the Ramsey Cruise for the week, we've compiled some of our favorite Rachel and George calls from 2024. Enjoy your weekend and we'll be back with a live show on Monday! Rachel Cruze & George Kamel answer your questions and discuss: ‘I took a pay cut to keep my family together?’ ‘I owe $130K and make $24K, what can I do?’ ‘My ex-boyfriend left me with an RV’ ‘I'm living in my car, what should I do?' ‘My husband took out credit cards for our kids’ 'We're $392K in debt, what can we do?' Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Start your free budget today. Download the EveryDollar app! 🛒 Preorder Build a Business You Love Now at Ramsey Solutions 🤓 File your taxes with 100% accurate software that’s 20% of the price. 💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Hey guys, it's James Childs, producer of the Ramsey Show.
0:02.8	This week, Dave, and the personalities are living it up on the Ramsey Cruise,
0:05.9	so we've put together a compilation of some of our favorite calls and segments from the last year.
0:10.8	Regular shows are back next week.
0:12.5	Hope you enjoy. Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships.
0:36.9	I'm George Camel, joined by my co-host, Rachel Cruz.
0:40.2	She's also the co-host of another show we do together called Smart Money Happy Hour.
0:44.3	The number to call is AAA-825-5-225.
0:47.6	You jump in.
0:48.4	We'll talk about your life, your money, will help you take the right next step,
0:52.1	and we'll try to make it entertaining, too, because, you know, life's too short.
0:55.4	Yeah, yeah, and money's fun.
0:57.4	All this is fun.
0:58.1	Yeah, we can enjoy this.
0:59.0	The world is heavy, and we're out here just making the light of it all and showing you
1:03.0	a path forward, some hope.
1:05.2	So Jeremy's going to kick us off across the border in Ottawa, Canada.
1:08.7	What's going on, Jeremy?
1:14.2	Oh, just trying to keep one foot in front of the other about yourself.
1:16.1	That's right, my friend. How can we help?
1:30.3	Well, hopefully with some answers to some money of problems. But in a nutshell, I uprooted my family and moved,
1:34.2	ended up taking about a 65% pay cut,
	...

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