Normal Is Comfortable, but Comfort Doesn’t Build Wealth

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 31 March 2025

⏱️ 83 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. Dave Ramsey and Jade Warshaw answer your questions and discuss: "I feel like I'm in a hole and can't get out," "How do I discuss wedding contributions with family?" "My husband and I have no retirement savings..." "I was fired and I'm struggling to find a new job," "Should I turn my side hustle into a business?" Support Our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Start your free budget today. Download the EveryDollar app! 💰 File your taxes with 100% accurate software that’s 20% of the price 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you ❤️‍🩹 Get trusted insurance coverage that fits your budget. 🛒 Preorder Build a Business You Love Now at Ramsey Solutions Listen to more from Ramsey Network 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Live from the headquarters of Ramsey Solutions, it's the Ramsey show, where we help people build wealth, do work that they love, and create actual amazing relationships.
0:29.3	I'm Dave Ramsey, your host, Jade Washaw. Ramsey Personality is my co-host today.
0:34.1	Open phones here at AAA 825-5-2-2-25. The call is free, and some say the advice is worth
0:43.0	exactly what you pay for it. Vinnie starts this hour in New York City. Hi, Vinny. How are you?
0:49.1	Hey, how are you? Pretty good. Good. How can we help?
0:53.2	So I'm looking to get advice.
0:55.9	I have a small business.
0:58.2	I have about $95,000 in debt in our business.
1:04.8	And we make good money in sales.
1:08.1	But every time I feel like I make money,
1:10.7	all my profit just goes to my credit
1:12.8	cards and I never see anything. And it's just very frustrating because I make two steps forward,
1:20.0	but one step back, if that makes sense. So I'm trying to see what I can do to get my debt down.
1:24.8	I also have a small, small debts in my personal, because I'm also looking, I want to buy a house next year as well.
1:34.3	So that's what I need help with.
1:36.1	Okay.
1:37.6	Well, bad news, you're not going to buy a house next year because you're going to be getting out of debt.
1:40.8	Yeah.
1:41.3	You can't do both of these things.
1:44.0	Right. So you finance the both of these things. Right.
1:45.0	So you finance the start of your business on credit cards?
1:50.0	No, no. So we've been in business.
	...

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