Hope Is the Difference Between Victim and Victor

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 18 March 2025

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! Dave Ramsey & George Kamel answer your questions and discuss: "Every time we talk about getting out debt, it turns into a fight," "Should I invest in real estate or look for a job?" Dave explains wealth inequality in 2025, "Getting my parents to work the Baby Steps," "Should I set up a line of credit for my business?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 🎥 Get your tickets for The Chosen Season 5! 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ❤️‍🩹 Get trusted insurance coverage that fits your budget. 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you. 💵 Start your free budget today. Download the EveryDollar app! 🛒 Preorder Build a Business You Love Now at Ramsey Solutions 💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price Listen to more from Ramsey Network 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Hey guys, Dave Ramsey here.
0:01.3	Me and Dr. John Deloney are coming to a city near you on the Money and Relationships Tour.
0:06.5	It's happening soon.
0:07.9	So don't wait.
0:09.0	Get your tickets at Ramsey Solutions.com slash tour.
0:13.0	Music Live from the headquarters of Ramsey Solutions, it's the Ramsey Show.
0:33.6	We help people build wealth, do work that they love, and create actual amazing relationships.
0:43.3	I'm Dave Ramsey, your host, George Camel, Ramsey personality, number one bestselling author, host of the George Camel YouTube hit.
0:50.4	He's my co-host today.
0:51.9	Open phones here at AAA 82555-2-2-25.
0:55.7	The call is free, and some say the advice is worth exactly what you pay for it.
1:00.3	Adam starts off this segment in Knoxville, Tennessee.
1:03.3	Hey, Adam, what's up?
1:05.1	Hey, Dave.
1:06.1	We've been listening to you guys since about last May.
1:09.4	Awesome, thank you.
1:12.1	We've gotten started on the budget and everything. We started using every dollar app right
1:15.5	away. It seems like, though, that once we get, we've gotten things kind of ironed out in the
1:23.9	budget, but now it always feels like there's a fight every time we go to discuss the budget
1:30.3	mostly because she feels like i just make the budget and then go over it with her but she always
1:37.5	feels like i just make it and don't give her any input okay so you're the you like me, you're the nerd in the house, and she's the free spirit.
1:48.0	Yeah, I guess so.
	...

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